Welcome to your own niche in condo living! Nestled on the ground floor, this condo is located in the meticulously maintained Williamsburg Condos in Northeast St. Petersburg. If convenience is key, you have found your match! From your new home, you are only a 2-minute drive (or 10-minute walk) to Target, TJ Maxx, CVS, Publix, Starbucks, endless restaurants, shopping, and any other daily amenities you may need. In Northeast St. Pete, you are a quick 15-minute drive to Downtown St. Pete, 15-minutes to Tampa International Airport, 20-minutes to Downtown Tampa, and 30-minutes to the beautiful beaches of Pinellas County. With low HOA fees and on-site laundry just steps away, this two-bedroom, one-bathroom condo is the ideal new home or addition to your investment portfolio! The unit has been extremely well kept and is complete with a new water heater (2023), new luxury vinyl plank flooring, new paint and updated ceiling fans and LED lighting throughout. Both bedrooms have large double-windows that create ample natural light, and the spacious primary bedroom has double closets for plenty of storage! The open floor plan expands your living area with large sliding glass doors that not only make the entire unit feel bright and open, but also lead out to your covered, screened-in patio. Your patio overlooks the community swimming pool but is set back enough for privacy and quietness, The community pool creates the perfect spot to relax and unwind with a covered and screened area, and the convenience of on-site bathrooms. This unit has everything you need, is perfectly located and is waiting for you to come home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$163,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $130,800 | $130,800 | $130,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $189 | $189 | $189 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $892 | $881 | $1,122 |
Total Monthly Payment | $1,156 | $1,145 | $1,386 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.