BELOW APPRAISAL VALUE! INSTANT EQUITY! See Pics for a 1/0 BUYDOWN RATE being offered by our preferred lender for EVEN MORE Savings! Welcome to your NEW Paradise Lifestyle, located only feet away from the beautiful Vilano Beach! Located in one of Florida's TOP RANKED school districts! Also ranked #1 Athlete School District in Jacksonville! This stunning property offers an abundance of features and amenities that will surely impress. As you step inside, you'll immediately notice the oversized 2 car garage, perfect for any car enthusiast or for extra storage space. Entertainment is a breeze in this home, with a pool table and custom pool table chandelier. Current shelving conveys for your future spirits and fun to happen here. Make sure you check out the features list for a FULL spectrum of every detail and updates you get that you may not see with your naked eye! What's on the inside counts just as much as the outside! Outside, the front walkway is adorned with solar-powered landscape lighting, creating a warm and welcoming entrance. The front storm door features full glass and a retractable screen, allowing for fresh air to flow through the home. For pet owners, there's a convenient dog door that leads to the backyard. Additionally, the A/C system is equipped with a UV blue light filter and a programmable WiFi thermostat that can be controlled through an app ensuring comfort and convenience. The water heater has been replaced within the last few years, providing peace of mind. The whole house is equipped with a purification system, water softener, and reverse osmosis, ensuring clean and fresh water throughout. Smart home enthusiasts will appreciate the Zwave smart home enabled light switches and the gigabit Ethernet wiring throughout the house. For the entertainment lovers, the entertainment room features soundproofing, allowing you to enjoy movies or music without disturbing the rest of the house. In the third bedroom, you'll find a closet organization system, making it easier than ever to keep your belongings in order. The master bedroom and third bedroom feature new carpeting, adding a touch of luxury. Shiplap accent walls and luxury vinyl planking flooring provide a chic and modern aesthetic. This home is also equipped with a FPL whole house surge protection program and a recently installed gutter system around the entire home, ensuring your investment is protected. Storage space is not an issue in this property, with a large storage space and catwalk in the attic, providing ample room for all your belongings. The gourmet kitchen is a chef's dream, featuring a quartz backsplash and countertop, built-in spice and utility holder racks, double garbage can cabinet, cabinet lighting, and soft-close pull-out shelves. Additionally, there are two corner lazy susans, a cutting board with channel grooves, a dry rack, and a vegetable strainer. Top-of-the-line, WiFi-enabled LG IQ Think range, dishwasher, and microwave, along with a Frigidaire Gallery refrigerator, complete this amazing kitchen. Additional highlights of this property include a large cedar closet, a dedicated EV outlet in the garage for electric vehicle charging, and an automated front door lock system for added security and convenience. But the features don't end there. This home is located in a gated community that offers an array of amenities. Enjoy access to a private marina, a community boat ramp, and boat slips that are sold separately as they become available. Store your boat or RV in the designated parking lot (subject to availability). Take advantage of the private beach walkover with a sun deck, a private beach cabana, an indoor heated pool, a sauna, a gym, a jacuzzi, tennis and pickleball courts, an outdoor pool, a bocce ball court, a basketball hoop, and a clubhouse. We can't fail to mention our sellers FAVORITE part of living here! They absolutely love the VIBRANT pickleball community, the water aerobics available and the rotation of yummy food trucks! Want to venture out of this amazing community that already provides you an active and social lifestyle? Vilano Beach area and its surrounding areas offers you so many fun and exciting things to do! Such as their Artisan Markets, the St. Augustine Food & Wine Festivals, red boat water tours, cruisin tikis, sailing, scenic cruises and SO MUCH MORE! And their food offered at some of the local restaurants are AMAZING! You must check out Caps on the Water, Reef Restaurant, and Aunt Kate's, just to name a few. ALL of this without even venturing over to Florida's OLDEST city, St. Augustine Historic District! You really will LOVE IT HERE! You're not just buying a house, you're buying a complete Lifestyle! *Too much to list here! Check out the feature sheet in the docs tab! Other Important Mentions: Washer & Dryer Conveys, Pool table with custom light chandelier & shelving in area conveys (only if buy
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William Raveis Mortgage, LLC
Phone: 917.838.7300
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $555,600 | $555,600 | $555,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,790 | $3,693 | $0 |
Total Monthly Payment | $4,211 | $4,114 | $421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.