Welcome to 1157 Exeter Road! This charming Cape Cod home nestled is on 3. 38 acres of serene land in beautiful Lebanon, CT. This home has 4 bedrooms, 1 of which is on main level and 2 full baths spread across 3222 square feet, this home offers a blend of space and coziness. Upon entry, be greeted by the inviting great room boasting vaulted ceilings, post and beam, beautiful woodwork and a loft which contains 1 of the bedrooms, complemented by a fireplace and wood stove, creating an ideal setting for gatherings or peaceful evenings. Outside, enjoy the tranquility of pine trees dotting the landscape and the convenience of a 2-car garage. The property features eco-friendly elements like solar hot water and solar electric systems, alongside a wood boiler, reflecting a commitment to sustainability. Additionally, the home is equipped with a new septic system and is generator-ready, offering modern conveniences for a comfortable lifestyle. The presence of a Phase 2 car charger caters to electric vehicle owners. The mini-split systems ensures year-round comfort while enhancing energy efficiency. Furthermore, a greenhouse adds to the appeal for those with a green thumb or a passion for gardening. Owned by the original owners, this property carries a sense of pride and care. Experience the allure of country living by watching the wildlife or visiting a nearby horse stable. This is a must see home!!!! Many energy efficient features in this home. Seller generally uses only 46 gallons of oil per year and approximately 8 cords of wood. Electric bills can range from $9 to $130 throughout the year. Solar is owned! The wood boiler serves as a heating source in the winter and then you can switch to oil in the warmer months. Seller planted all the pine trees in back yard and has information on the trees growing on the property. New engineered septic installed in 2023, well pump is 3 years old, new water tank, new roof on the addition, some new windows, chimney has a steel sleeve. Back deck was redone with red cedar by a local saw mill. The addition was done in 2002. Sale is "as is" as sellers have done a lot of the maintenance and upgrades. Seller recently had part of roof replaced. Very motivated Sellers
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | Upper | |
Bedroom 2 | Wall/Wall Carpet | Upper | |
Bedroom 3 | Hardwood Floor | Main | |
Dining Room | Hardwood Floor | Main | |
Great Room | Palladian Window(s),Vaulted Ceiling,Beams,Ceiling Fan,Fireplace,Wood Stove | 24X25 | Main |
Kitchen | Hardwood Floor | Main | |
Living Room | Wood Stove,Hardwood Floor | Main | |
Primary Bedroom | Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.538% |
Monthly Tax Payment | $564 | $564 | $564 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,258 |
Total Monthly Payment | $3,199 | $3,165 | $3,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.