Under contract-accepting backup offers. Lease Purchase available. Space, functionality, privacy, and located in one of only 2 gated communities in northeast St. Petersburg, Placido Bayou. As you walk in the front door your eye will be immediately drawn past the living room through sliding glass doors to a private backyard but stick around inside a little longer to enjoy this perfect floor plan! The entire home is all on one level and has new Luxury Vinyl floors throughout without any step-ups or downs, which makes the home feel larger than it is. There is the perfect amount of separation between the living, kitchen, and family rooms allowing everything to flow while providing privacy. Down the hall are 2 equally sized bedrooms with a shared bathroom. Off the living room is the enormous primary suite. The windows and sliding glass doors open to the covered patio, creating a romantic ambiance. The primary bath has recently been renovated with a custom walk-in shower, towel warmer, separate water closet, spacious double vanity, and walk-in closet. It is easy to flow through this home with new luxury laminate flooring and fresh paint throughout. The kitchen has plenty of counter and countertop space, desk area, closet pantry, breakfast bar, and opens to an eating area and the family room. And once more, there are more sliders to take you to the patio! Off the family room is the 4th bedroom (currently used as an office) and full bath (and yes, it leads to the patio as well). So let’s go out to the patio - You have automated retractable screens, a wet bar with a wine fridge, and an open patio area perfect for enjoying the warmth of a firepit. The serenity of nature is your only backyard neighbor. Your property has a preservation easement and continues 270 feet through the mangroves to a saltwater bayou.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.103% | 7.041% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,276 | $6,121 | $8,205 |
Total Monthly Payment | $7,022 | $6,867 | $8,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.