This 3 bedroom, 2 bath home located in Punta Gorda is situated in the center of the community and offers updated baths and kitchen, tile in main living areas, freshly painted color accent walls, decorator light and fan fixtures, and blinds throughout. You will find the upgraded kitchen is nicely appointed with raised panel wood cabinetry, granite counters, and bar that opens to the main living area for easy entertaining. There’s a bonus room off the dining area that could be used as a formal dining room or home office. 2nd bath is adjacent to the bonus room and has stacked washer & dryer. Master bedroom has walk in closet and updated en suite bath with tall vanity. Beautiful free form pool has extended brick paved deck providing lots of room for family and friends. Other features include 3 year old roof, newer vinyl siding, shed for extra storage, privacy fence, and public water service for convenience and reliability. And the best part is the location: you're in the desirable community of Punta Gorda where you can enjoy the local waterways and beaches, dining, shopping, and golf courses that make this area so special. You can also explore the waterfront public parks with bike and walking trails, PicklePlex pickle ball park, picnic areas, and boat ramps that give you access to the Peace and Myakka Rivers, beautiful Charlotte Harbor, and the Gulf of Mexico. And don't forget about historic downtown Punta Gorda and popular Fishermen's village with quaint shops and cafes. Great home in a great neighborhood.
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$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,413 | $1,377 | $0 |
Total Monthly Payment | $1,616 | $1,580 | $203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.