12 North Street, Katonah (Bedford), NY, 10536 | $699,000

Artfully set upon a quiet tree-lined street dotted with picturesque houses of yesteryear, 12 North Street is the home you've been dreaming of. From the front porch to the roomy foyer, you're transported to a bygone era of old-world charm. Classic French doors lead to the living room with multiple exposures allowing abundant light to shine through. Spacious dining room can accommodate large gatherings and comes with soothing views of the verdant backyard. Updated kitchen features granite counters, stainless steel appliances and a cozy bay window. Powder room with attractive wainscotting nicely complements the home decor. Three spacious bedrooms and a large bathroom with room for a shower and soaking tub are all upstairs. Lower level is versatile space that can be used as a playroom, gym, office or whatever you desire. Mudroom provides easy everyday storage while the laundry room makes cleaning a pleasure. There is additional storage under the stairs and a dedicated room as well as a mechanical room outfitted as a workshop. The two-car garage has possibilities for additional storage or alternative usage - park your cars, create a home gym, workshop, design studio and so many more options. Level yard makes a wonderful space for entertaining, a game of catch or to relax for a while. Roof, siding and windows from 2017. You'll never want to leave the front porch, unless you need to catch a train to the city - 12 North Street is one block from the Katonah Metro-North station, getting you to Grand Central in just over an hour. Downtown Katonah is etched straight from a Norman Rockwell painting. You're walking distance to the Katonah Reading Room, pizza parlor, bakery, cafes, restaurants, shops, pharmacy and so much more. Don't be late for this walkable gem in Katonah!

Features

  • Town: Katonah
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Foursquare, Colonial
  • Year Built: 1929
  • Garage: 2-car Detached, 2 Car Detached
  • Heating: Electric, Baseboard
  • Cooling: Window Unit(s)
  • Basement: Full
  • Approx Sq. Feet: 1,528
  • Acreage: 0.11
  • Est. Taxes: $13,540
  • Lot Desc: Level, Near Public Transit
  • Elem. School: Katonah Elementary School
  • Middle School: John Jay Middle School
  • High School: John Jay High School
  • School District: Katonah-Lewisboro
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer, Stainless Steel Appliance(s)
  • MLS#: H6287139
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/H6287139/12northstreet_katonah_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Jennifer Mocciolo - Marlene Fischer Homes TeamSales Associate

203.465.8066

Jennifer.Mocciolo@raveis.com

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Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12 North Street, Katonah (Bedford), NY, 10536

$699,000

Jennifer Mocciolo - Marlene Fischer Homes Team

Sales Associate

William Raveis Real Estate

Phone: 203.465.8066

Jennifer.Mocciolo@raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $1,128 $1,128 $1,128
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,815 $3,717 $4,716
Total Monthly Payment $5,035 $4,937 $5,936

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.