72A Main Street, Newtown (Newtown Borough), CT, 06470 | $680,000

Welcome home to "The Lathrop House, " a timeless colonial that blends classic charm w-modern amenities. Situated on Main Street, this home is ideally located within walking distance to the flagpole. The property is perfectly set back off the road, providing a sense of privacy and tranquility. Boasting 4 bedrooms and 5 full baths, this home offers the luxury of an attached full bathroom in each bedroom (one on the main level of the home). Step inside to discover a refreshed interior, with newly painted walls, new lighting fixtures and new doors enhancing the character of the home. The renovated kitchen is a chef's delight, featuring pristine white cabinets, sleek granite countertops, and stainless appliances. The main living room and primary bedroom both have gas fireplaces for cozy winter nights, there is also a wood burning fireplace in the dining room for all your gatherings. Escape to your own outdoor oasis in the fenced backyard, complete with an updated deck, patio and new gutters. The lower level features an oversized family room and full bathroom for all your needs or even could be an inlaw setup. This charming antique colonial offers the perfect blend of historic allure and modern comforts, making it a truly unique and desirable home. Don't miss the opportunity to make it yours! NOTE: NEW ROOF TO BE INSTALLED PRIOR TO CLOSING and LL carpet to be cleaned/replaced.

Features

  • Town: Newtown
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 5 full
  • Laundry: Lower Level
  • Style: Colonial
  • Year Built: 1936
  • Garage: 2-car Attached Garage,Paved
  • Heating: Baseboard
  • Cooling: Ceiling Fans,Central Air
  • Basement: Full With Walk-Out,Crawl Space,Partially Finished,Interior Access,Liveable Space
  • Above Grade Approx. Sq. Feet: 3,422
  • Below Grade Approx. Sq. Feet: 480
  • Acreage: 0.64
  • Est. Taxes: $9,544
  • Lot Desc: Interior Lot,Level Lot,Lightly Wooded,Sloping Lot,Fence - Partial
  • Elem. School: Hawley
  • Middle School: Reed
  • High School: Newtown
  • Appliances: Gas Range,Microwave,Refrigerator,Dishwasher,Washer,Gas Dryer
  • MLS#: 170617938
  • Days on Market: 90 days
  • Website: https://www.raveis.com
    /prop/170617938/72amainstreet_newtown_ct?source=qrflyer
Copyright © 2024  SmartMLS, Inc.
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.
Listing courtesy of Around Town Real Estate LLC

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Full BathMain
Bedroom 2 Full BathUpper
Bedroom 3 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 4 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 5 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 6 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 7 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 8 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 9 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 10 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 11 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 12 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 13 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 14 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 15 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 16 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 17 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 18 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 19 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 20 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 21 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 22 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 23 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 24 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 25 Full Bath,Hardwood Floor17.6X16.7Upper
Bedroom 26 Vaulted Ceiling,Dressing Room,Full BathUpper
Bedroom 27 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 28 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 29 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 30 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 31 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 32 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 33 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 34 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 35 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 36 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 37 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 38 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 39 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 40 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 41 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 42 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 43 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 44 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 45 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 46 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 47 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 48 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Bedroom 49 Vaulted Ceiling,Dressing Room,Full Bath,Hardwood Floor14.7X15Upper
Dining Room Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Dining Room Bay/Bow Window,Fireplace,Hardwood Floor17.5X11.3Main
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Built-Ins,Full Bath,Wall/Wall Carpet24.1X19.1Lower
Family Room Full BathLower
Kitchen Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Kitchen Granite Counters,Sliders17.3X8.11Main
Living Room Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Living Room Bay/Bow Window,Built-Ins,Gas Log Fireplace,Hardwood Floor20.3X20.6Main
Office Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Office Full Bath14.4X16.7Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Full Bath,Wall/Wall Carpet12.9X20.11Main
Primary Bedroom Gas Log Fireplace,Full BathUpper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper
Primary Bedroom Gas Log Fireplace,Full Bath,Hardwood Floor18.2X16.9Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12578

203.520.1925

Laurie.Berger@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance

203.561.0013

Rosemarie.DePasquale@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

72A Main Street, Newtown (Newtown Borough), CT, 06470

$680,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Laurie Berger

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.520.1925

Laurie.Berger@raveis.com

NMLS Mortgage Loan Originator ID 12578

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $544,000 $544,000 $544,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.893% 7.171% 6.623%
Monthly Tax Payment $795 $795 $795
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,665 $3,616 $4,702
Total Monthly Payment $4,552 $4,503 $5,589

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.