This is a must see and will rival any new construction. This stunning home, complete with three bedrooms, three full baths a den AND a bonus room, in the gated community of Riverside Preserve is situated on the banks of the Manatee River where you can see manatees and dolphins steps away from your front door. The community offers 16 acres of riverfront park to launch a kayak or paddleboard, shaded walking paths under the majestic live oaks and a riverfront pavilion with picnic and grilling areas. Direct access to the river itself with NO FLOOD INSURANCE REQUIRED, no CDD Fees, and low HOA Fees. UNRIVALED VIEWS from your backyard that you have to see in person. Room for your own private pool that will look out to wide open green space and water, with gorgeous live oaks as the backdrop, views like this from your backyard are a rarity. Open floor plan, two sets of sliding glass doors and ample windows let the natural light in and access to the gorgeous views throughout. Ideal two story layout. Three separate living spaces on the main/first floor with no steps, and additional private space on the second floor. Spacious master bedroom and ensuite with walk-in closet, second bedroom/bath and office downstairs on main living level. Third bedroom and bath, huge loft and additional nook upstairs. Well-appointed kitchen with quartz countertops, built-in range/microwave and cooktop. Pool rendering and survey available, double kayak included with the sale. Close to Lakewood Ranch, tons of shopping/restaurants and the award-winning Florida gulf coast beaches. Live the Florida Lifestyle you have been looking for. Live Beautiful.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,520 | $455,520 | $455,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,107 | $3,028 | $3,844 |
Total Monthly Payment | $3,745 | $3,666 | $4,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.