Presented byMischael Bross |
Under contract-accepting backup offers. WELCOME TO YOUR MARVELOUS HOME at 10819 Freedom Dr, Port Richey in the gated community of Senate Manor, a 55+ RESIDENT-OWNED cooperative community in SUNNY Florida. This 1974 lovely 1 bedroom + LARGE den/office/FL room (easy 2nd bedroom), 1 bathroom mobile home lies on a GREAT lot with just over 4000 sqft in a NO CDD zone. Key exterior features are covered carport parking with approximate dimensions 18'x10', long driveway to fit multiple vehicles, front & side door entrances, rain gutters & easy-breezy TROPICAL landscaping that is taken care of for you. An AMAZING feature is the finished Florida room, currently set up as the second bedroom, adds 154 sqft to the living sqft area equaling 730 sqft (not reflected in public records). More GREAT details are the hurricane shutters for many of the windows, newer AC unit, vinyl siding giving the home an updated look, brick base & vinyl skirting around the perimeter to prevent unwanted critters & a wide open yard to design your OUTDOOR DREAM OASIS. When you step inside, you'll LOVE the OPEN FLOOR PLAN consisting of the eat-in-kitchen, living & dining rooms. The floors are dressed with water-resistant laminate floors in all the open areas & ceramic tiles in the screened lanai & FL rooms. The VIBRANT kitchen features a stainless steel double sink with gooseneck faucet, SOLID wood cabinets with knobs, laminate counters & all appliances including fridge, range, microwave & dishwasher. NATURAL SUNSHINE streams inside through the multiple windows ILLUMINATING the interior together with BRIGHT light fixtures. The SPACIOUS bedroom can fit queen-size furniture & has DUAL closets. The generous-sized updated bathroom features a wood cabinet with plenty of storage, lots of counter space & lights, nice faucet, linen closet & step-in shower with a built-in bench. The manufacture date of the AC is 2019 & the date on the water heater is 2011. There is a MASSIVE storage shed with dimensions 18' x 10' where the laundry machines are located & INCLUDED in the sale. Senate Manor is a WONDEFUL 55+ COMMUNITY & included in the low HOA fee of $185/month is trash with recycling pick-up 2X week, all exterior lawn maintenance, water, sewer, street lights, water with fountain views, gates & recreational activities like HEATED POOL & SPA, shuffleboard, horseshoes & gym. There is optional storage for boats, RVs or trailers on site. Location is IDEAL near beaches, shopping, restaurants, medical plazas, places of worship & tourist attractions. This SWEET, move-in ready home can be sold FURNISHED for immediate enjoyment for the lucky new buyers! MAKE THIS YOUR FUTURE HOME!
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Our Executive Mortgage Banker:
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$70,000
Sales Associate
William Raveis Real Estate
Phone: 978.821.9632
Mischael.Bross@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $56,000 | $56,000 | $56,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $382 | $372 | $480 |
Total Monthly Payment | $531 | $521 | $629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.