Welcome to this charming and inviting center hall colonial situated on a large corner property with private, landscaped, expansive yard with paver patio. Enter the freshly painted home through a gracious foyer leading to a sun filled living room with windows facing both east and west. Custom built-ins with embellished moldings surround a wood burning fireplace. The sizeable dining room provides the perfect setting for both formal and informal entertaining. The contemporary kitchen offers custom built cabinetry, stainless steel appliances, brand new Bosch dishwasher and microwave, quartz countertops and convenient stainless island. A delightful breakfast nook and newly remodeled powder room complete the first floor. Built in 1946, original vintage accents such as crown moldings and ornate doorknobs are retained throughout the house. The second floor offers an ample primary bedroom with two closets, a newly remodeled full hall bath with laundry and two additional bedrooms. The lower level holds a second laundry area, utilities, and a rec room. Additional amenities: CAC, gas heat, hardwood floors, upgraded IGS, recently hydro-flushed sewer line. Enjoy low taxes and a prime location that's near LIRR, schools and parks. Ask for a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$989,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $791,200 | $791,200 | $791,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | $1,287 | $1,287 | $1,287 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,872 | $5,264 | $7,001 |
Total Monthly Payment | $6,251 | $6,643 | $8,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.