A/O 04/16/2024 Inspections completed Contracts are out. Show for back up. It's not often an opportunity comes along to own a family treasure. Lovingly cared for and enjoyed for many years, it's time for you to make new memories here. The floor plan is 4 bedrooms on the 2nd floor with two full baths and two bedrooms and a half bath on the first floor. Large Formal dining room for the holidays will surely be the focal point, formal living room to gather, family room with wood burning fireplace to cuddle. Great for extended family. The owner recently invested 100k in Renovations. Improvements are as follows: New Boiler with 6 Zones, new kitchen, Granite counters, new Stainless-steel appliances, first floor hardwoods, all new carpet upstairs, all interior 6 panel doors replaced, master bath updated, freshly painted thru-out. The scenery surrounding this home is a country vibe, you'll want to sit back and take it all in. For commuting purposes, the Property is one mile from the Taconic Parkway, Route 44 and Route 55 for an easy commute in any direction. 45 minutes to the Westchester County Airport, 1 hour to White Plains, 25 minutes to Stewart International Airport and 10 miles from the Metro-North.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $435,120 | $435,120 | $435,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
Monthly Tax Payment | $821 | $821 | $821 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,968 | $2,892 | $3,761 |
Total Monthly Payment | $3,881 | $3,805 | $4,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.