Discover the allure of this newly constructed two-bedroom contemporary ranch, perfectly nestled on 3. 21 acres in the serene countryside. Immerse yourself in the cozy atmosphere of the open floorplan, accentuated by carefully placed windows and subtle recessed lighting. The interior exudes a welcoming ambiance. The kitchen, adorned with a sizable window, invites you to enjoy the beauty of the surrounding landscape as you prepare your meals. Stay comfortable throughout the year with the reliable heat pump, ensuring a cozy haven during chilly winters and a refreshing escape on hot summer days. Step through French doors onto the deck, where you can soak in the views of the backyard and farmland. Enjoy quiet moments on the porch, savoring the natural beauty that surrounds you. Explore the potential of the full walk-out basement, a blank canvas ready for your personal touch, the possibilities are endless. Conveniently situated near Red Hook, Bard College, farm markets, parks, trails, shopping, and fine dining. Schedule a private tour to experience the unique charm of this countryside dwelling. Don't miss the opportunity to make this cozy retreat your home. , AboveGrade: 994, Cooling: Heat Pump, FLOORING: Ceramic Tile, Laminate, FOUNDATION: Concrete, InteriorFeatures: Washer Connection, Level 1 Desc: OPEN FLOOR PLAN LR/DINING, 2BR, KIT, BATHROOM, ROOF: Asphalt Shingles
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,287 | $2,258 | $2,874 |
Total Monthly Payment | $2,554 | $2,525 | $3,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.