926 Smithfield Road, Millerton (North East), NY, 12546 | $489,000

An 1840 Center Hall Colonial nestled on over 8 acres of fertile land, boasting a barn with a 188x36 ft footprint, including a second-floor hay mow. The original post and beam shelter, enhanced over generations, showcase laminated curved beams and original past and beam framing a truly remarkable structure. While the home stands sturdy, it beckons for a 2023 revitalization, offering a chance to restore its historical charm and meet modern standards. An investment poised to blend historical significance with contemporary living. , AboveGrade: 2996, Basement: Interior Access, EQUIPMENT: Carbon Monoxide Detector, Smoke Detectors, FLOORING: Vinyl, Wide Board, Wood, FOUNDATION: Stone, Level 1 Desc: EIK, PANTRY, HALF BATH, FAM RM, DR, LR, BR, OFFICE/DEN, , Level 2 Desc: 4 BEDROOMS, FULL BATH, Level 3 Desc: WALK UP ATTIC WORTH NOTING = 4 SEAMLESS 39' PURLINS, MISCELANES: Fixer Upper, Other School: PRIVATE, OTHERROOMS: Family Room, Pantry, Sun Room, ROOF: Asphalt Shingles

Features

  • Town: Millerton
  • Bedrooms: 5
  • Baths: 1 full / 1 half
  • Style: Colonial, Farmhouse
  • Year Built: 1840
  • Garage: 1-car Garage, Off Street
  • Heating: Hot Water
  • Cooling: None
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 2,996
  • Acreage: 8.31
  • Est. Taxes: $6,543
  • Lot Desc: Level, Sloped
  • View: Other
  • Elem. School: Webutuck Elementary School
  • High School: Webutuck High School
  • School District: North East
  • MLS#: 417294
  • Days on Market: 205 days
  • Website: https://www.raveis.com
    /prop/417294/926smithfieldroad_millerton_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

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NMLS Mortgage Loan Originator ID 6314

508.944.8218

Bob.Flynn@raveis.com

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926 Smithfield Road, Millerton (North East), NY, 12546

$489,000

Debbie Potoff - Christine Norcross & Partners

Sales Associate

William Raveis Real Estate

Phone: 617.921.9110

Debbie.Potoff@raveis.com

Bob Flynn

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.944.8218

Bob.Flynn@raveis.com

NMLS Mortgage Loan Originator ID 6314

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.518%
Monthly Tax Payment $545 $545 $545
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,669 $2,600 $3,354
Total Monthly Payment $3,289 $3,220 $3,974

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.