39538 Gilbert LANE, Umatilla, FL, 32784 | $189,000

Perfect piece of land in rural Umatilla - Build the home of your dreams. No HOA -- enjoy being close to restaurants and shopping! Not to far and just close enough to Orlando, Deland, Ocala, and Sanford. This property is less than a mile from the municipal airport and North Lake Community Park. Great News !!! there is Electric , a well and septic I know to good to be true . . . . soil test was already completed -second lot included with a separate address - combine the two and you will have 1. 6 acres to call your own. This property is ready to build on now . Bonus RV set up and power going to the shed (The RV and Shed are not included with the property but are for sale : )

First lot- 1. 01 acres
-Partially wooded parcel on a private, unpaved road, fenced on all four sides. Have the conveniences of city life, but enjoy what the country
has to offer with no HOA.
-Irrigation well on property.

Second Lot- . 59 acres
-There had been a home on this property, the foundation is there.
-New well installed 11 months ago
-Working septic tank
-New electric set up 11 months ago

Features

  • Lot Size: 132 x 528
  • MLS#: G5077915
  • Days on Market: 105 days
  • Website: https://www.raveis.com
    /prop/G5077915/39538gilbertlane_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2024 1:08:42 PM)
Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY   Phone: 321-527-5111

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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39538 Gilbert LANE, Umatilla, FL, 32784

$189,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,200 $151,200 $151,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,031 $1,005 $1,275
Total Monthly Payment $1,106 $1,080 $1,350

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.