Don't settle for the box of chocolates and flowers; here is your chance to have a forever Valentine. Here is a rare opportunity to own a charming ranch offering heart-stirring warmth that will win you over. Tucked away amidst the tall pines where the air is cleaner, the water is bluer, and privacy still exists. This adorable country cottage has three bedrooms and two baths and is located just two hours from NYC in Claryville, NY. (Ulster County) Within a short distance of world-class fishing, skiing, fabulous dining, Frost Valley YMCA, and Access to the very best hiking in the region, also located very close by is the trailhead for Table Mountain, Peekamoose Mountain, and The Red Hill Fire Tower. After a long hike taking in all the beauty of the Catskill Mountains, have a delicious dinner at the Russian Mule Brewery, come home and relax by your fire pit, and listen to the sounds of the Neversink River or better yet open the windows in the summertime and let the soothing sounds of the water lull you to sleep. Some features include new DuPont laminate flooring, hickory kitchen cabinets, and an antique gas stove; adding to the rustic charm are actual boards taken from a local barn and used throughout the office area. A spacious pantry-food prep area, plenty of closet space, a maintenance-free metal roof, and a city-maintained septic system. A large 10x16 shed with electricity on the property. The zoning allows for Air B and B and potentially a business; please check with the town to confirm. What a fantastic opportunity to own a home in a highly sought-after vacation destination. Goldilocks would say this house is just right!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $215 | $215 | $215 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,616 | $2,057 |
Total Monthly Payment | $1,927 | $1,906 | $2,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.