10 Saw Mill Road, Claryville (Denning), NY, 12725 | $299,900

Don't settle for the box of chocolates and flowers; here is your chance to have a forever Valentine. Here is a rare opportunity to own a charming ranch offering heart-stirring warmth that will win you over. Tucked away amidst the tall pines where the air is cleaner, the water is bluer, and privacy still exists. This adorable country cottage has three bedrooms and two baths and is located just two hours from NYC in Claryville, NY. (Ulster County) Within a short distance of world-class fishing, skiing, fabulous dining, Frost Valley YMCA, and Access to the very best hiking in the region, also located very close by is the trailhead for Table Mountain, Peekamoose Mountain, and The Red Hill Fire Tower. After a long hike taking in all the beauty of the Catskill Mountains, have a delicious dinner at the Russian Mule Brewery, come home and relax by your fire pit, and listen to the sounds of the Neversink River or better yet open the windows in the summertime and let the soothing sounds of the water lull you to sleep. Some features include new DuPont laminate flooring, hickory kitchen cabinets, and an antique gas stove; adding to the rustic charm are actual boards taken from a local barn and used throughout the office area. A spacious pantry-food prep area, plenty of closet space, a maintenance-free metal roof, and a city-maintained septic system. A large 10x16 shed with electricity on the property. The zoning allows for Air B and B and potentially a business; please check with the town to confirm. What a fantastic opportunity to own a home in a highly sought-after vacation destination. Goldilocks would say this house is just right!

Features

  • Town: Claryville
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch, Cottage
  • Year Built: 1967
  • Garage: Driveway
  • Heating: Kerosene, Forced Air
  • Cooling: None
  • Basement: None
  • Approx Sq. Feet: 1,500
  • Acreage: 1.14
  • Est. Taxes: $2,581
  • Lot Desc: Corner Lot
  • Elem. School: Tri-Valley Elementary School
  • Middle School: Tri-Valley Secondary School
  • High School: Tri-Valley Secondary School
  • School District: Tri-valley
  • Appliances: Dishwasher, Dryer, Refrigerator, Washer
  • MLS#: H6287016
  • Days on Market: 101 days
  • Website: https://www.raveis.com
    /prop/H6287016/10sawmillroad_claryville_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of The Maxx Group LLC   Phone: 845-866-4673

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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10 Saw Mill Road, Claryville (Denning), NY, 12725

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.538%
Monthly Tax Payment $215 $215 $215
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,637 $1,616 $2,057
Total Monthly Payment $1,927 $1,906 $2,347

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.