This listing is exclusively available as a package with 34 S. Main St (MLS #4983598) and will not be sold separately. Presenting an exquisite renovated guest cottage, this charming space provides friends and family with a secluded retreat to unwind. Formerly known as The Reed House, the cottage underwent a meticulous relocation to its current position in 2011, followed by a comprehensive renovation spanning several years. This overhaul included updates to windows, siding, roof, insulation, and the heating system. The main floor welcomes you with an open-plan kitchen featuring chrome appliances and brand new vinyl plank flooring. The living/dining area boasts an inviting propane fireplace, laundry, and a convenient half bath. Abundant natural light floods this space through windows on all sides, and full-panel glass sliding doors open onto a delightful sun deck, offering scenic views of the beautiful backyard and the soothing sounds of a nearby babbling brook. Upstairs, a generously sized bedroom showcases exposed wooden beams, complemented by a full bathroom. Additionally the cottage has a full basement accessed through the exterior. All measurements provided are approximate.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,157 | $6,653 | $8,849 |
Total Monthly Payment | $6,468 | $6,964 | $9,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.