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Presented by
Dee Ceylan |
53 Lakewood Drive, Derby, VT, 05829 | $799,000
Spacious contemporary style home on 2. 96 acres with private sandy beach access to beautiful Lake Memphremagog just a short walk away. Quality constructed in 2000, this home offers 4000+ sq. ft of finished living area that consists of 4 bedrooms, 4. 5 baths and a full walkout lower level that is finished with 2 additional offices/guest rooms, a family room and a workshop (potential for an in-law or rental suite). The main level features a spacious kitchen/dining area with a gas stove, living room with cathedral ceilings, a primary bedroom en-suite with a ¾ bath, a mudroom and 3-season enclosed porch. The 2nd floor offers a large landing area, a 2nd primary en-suite with a full bath, 2 additional bedrooms and a ¾ bath. New flooring installed in the lower level and the main floor kitchen/dining/living room areas. Additional features include the 5 car attached garage (2 bays heated), a toy garage below, wrap-around deck, paver patio, vinyl siding and shingled roof 6-7 years ago. Connected to Xfinity/Comcast cable & high-speed internet. Situated in a very desirable neighborhood; adjacent to the bike path, nearby MSTF x-country skiing & biking trails, VAST & VASA trail access from the property and all in a convenient location that is close to Newport & Derby amenities. You will be sure to enjoy this quiet setting, beautiful sunsets, wildlife galore and all that this wonderful property has to offer!
Features
- Amenities: Beach Access,Beach Rights
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full / 2 three-quarter / 1 half
- Style: Contemporary,Walkout Lower Level
- Year Built: 2000
- Garage: 5-car Garage
- Heating: Baseboard,Hot Water,Stove - Gas
- Cooling: None
- Basement: Full,Partially Finished,Stairs - Interior,Walkout
- Approx Sq. Feet: 3,700
- Acreage: 2.96
- Est. Taxes: $8,747
- Lot Desc: Beach Access,Corner,Recreational,Trail/Near Trail
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: Orleans Essex North
- MLS#: 4983561
- Website: https://www.raveis.com
/prop/4983561/53lakewooddrive_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/11/2024
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Dee CeylanSales Associate
203.512.3520
Dee.Ceylan@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
53 Lakewood Drive, Derby, VT, 05829
$799,000
Dee Ceylan
Sales Associate
William Raveis Real Estate
Phone: 203.512.3520
Dee.Ceylan@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
| Monthly Tax Payment | $729 | $729 | $729 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,360 | $4,306 | $5,481 |
| Total Monthly Payment | $5,181 | $5,127 | $6,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484