12 Kennedy Lane, Cold Spring Hrbr, NY, 11724 | $1,995,000

Traditional Colonial fully rebuilt in 2002 situated in the sought-after Midland section of Cold Spring Harbor and just minutes to village, train station, schools, and private beach (fee). Front covered porch welcomes you to this 4 bed/2. 5 bath sun-filled home featuring detailed mouldings and hardwood floors. Kitchen with professional appliances, double wall oven, gas cooking, and vaulted ceilings adjoins dining area with glass sliders to expansive rear yard. Family room with fireplace off kitchen ideal for entertaining and everyday living. Half bath, formal dining room and living room complete the first level. Second level encompasses laundry room, full hall bath, and 4 bedrooms including primary en-suite with soaring ceilings, walk-in closet and bathroom with soaking tub and dual vanity. 2 car garage, built-in speaker system, most tiled floors equipped with radiant heat, and full basement with high ceilings not to be missed. Situated on 3/4 acre with private backyard surrounded by mature trees and room to add a pool. Don't miss this incredible opportunity to reside in award winning Cold Spring Harbor School District nearby quaint village, hiking trails and harbor. Taxes $21, 888/yr

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 1950
  • Garage: 2-car Private, Attached, 2 Car Attached, Driveway
  • Heating: Natural Gas, Baseboard, Radiant
  • Cooling: Central Air
  • Basement: Full
  • Approx Sq. Feet: 2,730
  • Acreage: 0.75
  • Est. Taxes: $21,889
  • Lot Desc: Near Public Transit
  • Water Front: Yes
  • Elem. School: Goosehill Primary Center,Lloyd Harbor School
  • Middle School: Cold Spring Harbor High School
  • High School: Cold Spring Harbor High School
  • School District: Cold Spring Harbor
  • Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Oven, Washer
  • MLS#: 3528610
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /eprop/3528610/12kennedylane_coldspringhrbr_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Joey TraceySales Associate

203.676.9953

Joey.Tracey@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12 Kennedy Lane, Cold Spring Hrbr, NY, 11724

$1,995,000

Joey Tracey

Sales Associate

William Raveis Real Estate

Phone: 203.676.9953

Joey.Tracey@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,596,000 $1,596,000 $1,596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.750% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.377% 6.851% 6.664%
Monthly Tax Payment $1,824 $1,824 $1,824
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,569 $10,352 $13,903
Total Monthly Payment $11,518 $12,301 $15,852

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.