591 Silvergate LOOP, Lake Mary, FL, 32746 | $499,000

Under contract-accepting backup offers. This RICH rejuvenated beauty has BOLD style and SOPHISTICATION! Your OWNED SOLAR panels and ENERGY EFFICIENT WINDOWS keep the utility costs so low!! The NEWLY REMODELED modern kitchen is equipped with top-of-the-line ENERGY EFFICIENT appliances, soft-close cabinets and drawers, elegant finishes, sleek QUARTZ countertops, and ample storage space. The abundance of natural light and spacious living areas create a welcoming feel throughout the home. Step outside to your private oasis, immerse yourself in the crystal-clear waters of the in-ground, screened POOL and enjoy the natural lush landscaping – the perfect retreat for relaxation and entertainment! There are 3 guest bedrooms, one full bath and more than enough CLOSET SPACE located on the second floor while the master bedroom and bathroom sit on the main floor. The home has recently had a new pool light and electrical, new carpeting on stairs and second floor bedrooms, as well as fresh paint upstairs. The driveway pavers were cleaned and sealed February 2024.
This home is meticulously maintained and move-in ready! Schedule a tour today! Room Feature: Linen Closet In Bath (Primary Bedroom).

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Closet
  • Year Built: 1986
  • Garage: 2-car
  • Heating: Central, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 2,164
  • Acreage: 0.12
  • Est. Taxes: $2,095
  • HOA Fee: $30 Monthly
  • Elem. School: Lake Mary Elementary
  • Middle School: Greenwood Lakes Middle
  • High School: Lake Mary High
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: V4934330
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/V4934330/591silvergateloop_lakemary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2024 11:32:26 PM)

William Raveis Family of Services

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Dawn HoffmanLuxury Properties Specialist

239.404.6445

Dawn.Hoffman@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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561.704.7334

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

591 Silvergate LOOP, Lake Mary, FL, 32746

$499,000

Dawn Hoffman

Luxury Properties Specialist

William Raveis Real Estate

Phone: 239.404.6445

Dawn.Hoffman@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $175 $175 $175
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,723 $2,653 $3,367
Total Monthly Payment $2,973 $2,903 $3,617

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.