NEW ROOF DONE MAY 7, 2024. This is one of the most unique, stunning properties in Lake County. Rarely does a property like this come on the market. The property is surrounded by beautiful cypress trees, water oak, and palm trees. It is a peninsula, surrounded on three sides by water and unobstructed panoramic water views. There is a lit gate entrance that can be closed for complete privacy. This is a 3 bedroom, two- and one-half bathroom home. There is over 900'of water frontage on Lake Harris on the Chain of Lakes with parking for a seaplane in a cove, with the Dead River on the north side and a canal in the back. There are two boat houses on the Lake Harris Waterfront side, that have two boat lifts with water supply and electricity. The property is large enough to keep all your toys and boat trailer on the property. Sit out on the front porch and see all the bass boating tournaments and local events. In the evenings, just sit out and enjoy the sunsets. The pool by the porch to cool off in those hot summer days. Also, it is heated by solar panels for those early spring days and late fall times. The home has plenty of light to make your days enjoyable. The kitchen has a large center granite island, a gas stove top, prep sink and a wood burning stove. There is a lanai off the kitchen where you can enjoy dinner while watching the boats going down the river. The kitchen is open to the Family room with custom stained-glass windows, gas fireplace, vaulted ceilings with wood beams and French doors that open to a screened porch. The primary bedroom and second bedroom both have en suites. The garage has room for your cars, RV or a smaller boat inside with an upstairs loft with a view of Lake Harris. Out behind the garage is additional storage. The A/C is two years old, the pool pump is one year old and the washer and dryer are two years old. If you love boating, this is the place to be. NEW ROOF installed by Eustis Roofing. Done May 7th, 2024. Also, there is 30 AMP service for an RV.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.877% | 7.014% | 7.041% |
Monthly Tax Payment | $361 | $361 | $361 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,368 | $7,095 | $9,632 |
Total Monthly Payment | $7,854 | $7,581 | $10,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.