Price Improvement - Below Appraised Value!! Enter into this Gated Community to find your new home. This 4/3/3 also includes an Office, Family Room/Den and an Upstairs Bonus Room! There is plenty of room for the entire family and Entertaining!! This home has had lots of improvements done, including 2 new Goodman HVAC Units installed in 2022 that have a maintainance plan until April of 2025, one service was done on 03/27/24 which leaves one more service for the year to give buyer's piece of mind, Hot Water Heater 2018 (See List). As you enter you will be wowed by the Open Floor Plan and 10 foot ceilings. Get ready to enjoy memorable family meals in the spacious Dining Room. Grab the popcorn, gather the family in the Living Room and watch a movie in Surround Sound! Step through the living room sliders into the screened patio then outside under the shady custom-built Pergola for family BBQ's. The family and fur babies can enjoy lots of outdoor fun in the fully fenced yard. The inviting Chefs Kitchen has warm dark wood cabinets, granite countertops, SS appliances, Double Ovens, Glass Cooktop & Dinette Area. The Beverage Station includes a beverage fridge & additional cabinets. Good sized Laundry Room with Utility sink. The large Upstairs Bonus Room is the perfect size for a man-cave / playroom. The expansive Primary Retreat has more than enough room for a king bedroom set & cozy sitting area. The sizeable En-Suite has double sinks, walk-in-shower, relaxing garden tub & large walk-in-closet. The Seller has paid the Termite Prevention System renewal through 05/2024. Property is close to schools, restaurants, shopping, parks & highways.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$548,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $438,400 | $438,400 | $438,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,991 | $2,954 | $3,759 |
Total Monthly Payment | $3,532 | $3,495 | $4,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.