A great opportunity to purchase a profitable, turn key florist shop. It is the only florist shop located within the community. With more than 50 years of service to the community, they are the go-to business for weddings, holidays, celebrations, and all other daily floral needs, including sympathy. The sale includes the real estate, which was very recently assessed at $189, 000; and there is at least $40, 000 of floral and gift inventory. That leaves only $70, 900 for the business itself! The front brick portion of the property includes the retail area and refrigerated showcase. The attached barn portion of the property includes 3 levels. The upper level of the barn is set up as a holiday season showroom. The center level of the barn is currently used for supply inventory, a creative work space to design floral arrangements and has a large walk-in cooler to keep fresh product and finished arrangements. The lower level of the barn includes additional storage and utilities. The current owners have successfully run this business for over 25 years and are looking to create some time to enjoy with their family; however, they are willing to work with a new potential owner, part-time, to guarantee a smooth transition. Also, for the right price, there is potential to separately purchase their multi-family property right across the street; do as they do and live right where you work!! With the history of this business and the size of the building the potential to blossom is endless!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,057 |
Total Monthly Payment | $2,150 | $2,108 | $2,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.