BEAUTIFUL 4 BED 2 BATH NEW SMYRNA HOME !!! The Delray is an Open Concept home where Form meets Function. This spacious all concrete block construction single-family home features: 4 bedrooms, 2 baths , 2 car garage , and inside laundry. The Kitchen overlooks the Dining area and Living Room, while having a view to the covered oversized lanai and the Lake beyond. The kitchen features a Large Island with bar seating, beautiful granite countertops and stainless steel appliances. The Primary Bedroom (1) [back of the home for privacy] has an en suite bathroom with a double vanity and two spacious walk-in closets providing ample storage. Two additional guest Bedrooms and one full bath are located at the front of the home. This home also features a flex Bedroom that provides an area for work or play. Some additional features : irrigation system, Smart Home System, Crown Molding, Wood details (trim and baseboards), . . . and more. Near to I-95 and I-4 corridors, shopping and dining. All information is believed accurate but not guaranteed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,999 | $355,999 | $355,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $82 | $82 | $82 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,429 | $2,366 | $3,052 |
Total Monthly Payment | $2,586 | $2,523 | $3,209 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.