3358 Mermoor DRIVE, #2203, Palm Harbor, FL, 34685 | $230,000

Under contract-accepting backup offers. Welcome to Farrell Park, a peaceful, gated community that sits inside of the Ridgemoor Community in Palm Harbor. This LIGHT & BRIGHT END UNIT is located on the second floor and was freshly painted with neutral colors – ready for you to move in. As you pull into the assigned covered PARKING SPOT DIRECTLY IN FRONT of the condo, you’re only a few steps away from your new home. This 2-bedroom 2-bath unit is a perfect blend of comfort and style with an open floor plan and LVP flooring throughout. The kitchen is equipped with newer BLACK STAINLESS STEEL APPLIANCES, and features granite countertops, a granite composite double sink, and a closet pantry. It connects to the living and dining area creating a spacious and open atmosphere with LARGE WINDOWS. Split floor plan, the primary bedroom highlights a large walk-in closet with built-ins, SLIDING BARN DOORS and an updated ensuite bathroom with DOUBLE-SINK VANITY. The living area and guest bedroom both have glass sliding doors that lead to a screened-in lanai, where you can find a space saving LG DUAL-USE washer/dryer in the utility closet. The water heater and HVAC were replaced in 2018 as well as all the ceiling fans and stylish light fixtures. You are within walking distance to the community’s large screened-in pool, designated car wash area, or a quick bike ride to “Ridgemoor Central Park” with tennis courts, basketball court, playground and picnic area for residents to use. This complex is well-maintained and located in a charming area that offers the best of both worlds: the tranquility and allure of a small community filled with wildlife yet conveniently located minutes away from Publix, Starbucks, Walgreens, Dunkin Donuts, John Chestnut Park, Target Plaza, Hospitals, and other lifestyle needs. You are also just a short drive to Safety Harbor, Dunedin, Clearwater, and Tarpon Springs.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Gated, Pickleball Court(s), Playground, Pool, Security, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: FARRELL PARK CONDO
  • Year Built: 1992
  • Common Charge: $175 Annually
  • Approx Sq. Feet: 1,045
  • Acreage: 0.45
  • Est. Taxes: $1,497
  • Condo Fee: $485 Monthly
  • Elem. School: Cypress Woods Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer
  • MLS#: U8228040
  • Days on Market: 102 days
  • Website: https://www.raveis.com
    /prop/U8228040/3358mermoordrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2024 11:38:38 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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NMLS Mortgage Loan Originator ID 16953

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3358 Mermoor DRIVE, #2203, Palm Harbor, FL, 34685

$230,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $184,000 $184,000 $184,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $125 $125 $125
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,255 $1,223 $1,552
Total Monthly Payment $1,455 $1,423 $1,752

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.