One or more photo(s) has been virtually staged. ***UPDATE*** TO HELP WITH THOSE PESKY FEES for Our Buyer-Seller has agreed to pay All TITLE Related Closing Costs for you OR They will contribute an equal amount to an INTEREST RATE BUY DOWN if that helps more***Your Homeownership Journey to this Tranquil, Peaceful Barrington Oaks Drive Property "Begins" the Moment you turn into the Subdivision. With occasional grazing cows on your Right & a "Privately Owned" Fully Stocked with Fish Pond on the Left which is where your Journey will "End". Welcome Home to being 1 of the 4 Lucky Private Pond Owners. This Home was purchased & owned by Original Owners who took such great care of it. Purchased as a Prime Lot at the Time of purchase among other items. Lets talk about what is Important. 3 bedroom 2 bath Home with an additional Flex Room for an office or workout room etc. to the Left of entering the Home; Full Separate Dining Room & a 3 Car Garage for the Men who need a little extra space. 1. 12 Acres of Romping stomping Fun. Brand New Roof January 19 2024 & Roof Company Guarantees & Warrants the Roof; There is a Pool Door at the rear of the Home just waiting on someone to put that Pool in. Floors were replaced 3 years ago; A/C Air Handler & thermostat replaced June 2020; Water Heater 6-7 years old; Very Low HOA Fees Due each Quarter; Coded entry box on exterior Garage for easy Entering & Exiting. As I mentioned above, The Pond is Privately Owned by 4 Lucky Homeowners Surrounding the Pond who each pay a small Fee to keep the Pond Beautiful! This Home is Amazing inside & out. 3D Matterport Tour Attached to the Listing for your Pleasure to view; Imagine having your picnic table & Family next to your Pond every Evening enjoying this Tranquil Peaceful Property! Bring us your Offer Today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,600 | $431,600 | $431,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,944 | $2,908 | $3,701 |
Total Monthly Payment | $3,228 | $3,192 | $3,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.