Welcome to your new oasis in the heart of Port Charlotte! This immaculate 2-bedroom, 2-bathroom condo offers the perfect blend of comfort, convenience, and style. Nestled in the Pet-Friendly Birchwood condo community this residence has all-new updates and amenities, making it an ideal choice for homeowners and investors alike. The condo features a well-designed layout that maximizes space and functionality with all-new luxury vinyl flooring throughout. The great room opens to the private screened patio which creates a seamless indoor-outdoor living experience. The galley kitchen has been completely updated with new stainless-steel appliances, soft-close cabinets, beautiful matching countertops, pantry and coffee bar that makes it perfect for entertaining guests or enjoying casual meals at home. With a split floor plan, the condo offers privacy and comfort for all residents. One guest bedroom is located at the front of the unit, along with a guest bathroom featuring a tub/shower combo and a convenient laundry closet. The large master bedroom has private slider access to the screened-in patio and boasts an en-suite bathroom with a walk-in shower and spacious closet. Both bathrooms have been updated with new vanities, toilets, and reglazed tubs and showers. The property showcases a range of recent upgrades including recessed lighting, smart ceiling fans, newly painted interior walls, a new roof 2023, A/C 2017 and water heater 2023. Residents of this complex enjoy access to a sparkling community pool, perfect for relaxing and soaking up the Florida sunshine. Whether you're looking to cool off with a refreshing swim or simply unwind by the poolside, this amenity adds to the allure of condo living. Whether you're seeking a permanent residence or a lucrative investment opportunity, this condo ticks all the boxes. With its prime location, modern updates, and desirable amenities, it offers the perfect blend of comfort and convenience in sunny Port Charlotte.
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Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,010 | $997 | $1,269 |
Total Monthly Payment | $1,220 | $1,207 | $1,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.