LOCATION, LOCATION, LOCATION! Investor alert! This home is situated in a sought after beachside neighborhood & is on one of the few quiet shell roads between Flagler Ave & Third Ave in New Smyrna Beach. Centrally located, close to the beach, shopping, parks & much more! Come bring your contractor/builder to customize or build your very own beach house. This unique home is larger than it looks from the outside & boasts the original hardwood floors throughout adding character & warmth to the living spaces. A generous floor plan provides ample space for comfortable living including 3 bedrooms, 2 bathrooms, dining & family room. Don't miss out on the chance to own a piece of NSB and create or build your dream home in a fantastic location. Schedule your showing today and explore the potential of your new home! Home stayed high & dry, no flooding. Please note that all measurements and information are deemed accurate but should be verified by the buyer. This home is being sold As Is.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $147 | $147 | $147 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,694 | $3,429 |
Total Monthly Payment | $2,950 | $2,916 | $3,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.