Charming 3-bedroom, 2. 5-bath Victorian nestled on a spacious lot in coveted Village at Wading River, is a rare diamond in this market. Wrap around porch sets the stage as you step inside to discover upgrades galore, highlighting modern amenities seamlessly integrated with elegant features including wood floors and detailed moldings. The open floor plan boasts lots of natural light and a well-appointed updated kitchen with Monogram & GE appliances, granite, and elegant wood cabinetry. The formal Dining & Living Rooms, which offer an elegant French door entry to the Family Room with a fireplace, are the perfect rooms to entertain. Mud Room offers storage space and an additional wall oven ideal for the culinary enthusiast. Spacious bedrooms with wood floors, double door closets, updated hall bath and Primary Suite with walk-in closet, and luxurious updated Bath Full with huge walk in shower, double sink vanity. Basement for storage and utilities. Whole house generator. Step outside to your private oasis with a large deck off the Kitchen and a separately fenced IG pool, perfect for relaxing and entertaining. The expansive yard offers endless possibilities for outdoor activities. Don't miss the opportunity to own this exquisite piece of real estate. Peconic Tax Applicable
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Our Executive Mortgage Banker:
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$889,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $711,200 | $711,200 | $711,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $1,592 | $1,592 | $1,592 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,264 | $4,613 | $6,195 |
Total Monthly Payment | $5,948 | $6,297 | $7,879 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.