REDUCED! Sellers motivated. . . THIS IS AN EXCEPTIONAL 3/2 WATERFRONT HOME and awaiting its new owner! 1240 Harbor Lake Dr has Florida outdoor living charm, it's been well loved and excellently maintained. GORGEOUS DOUBLE SIZED LOT . . . . 40 acre 17, 520SF is an OASIS which includes a sweeping 114 feet of waterfront canal home located on the end of a cul-de-sac! This magnificently designed residence is bright with its white walls and kitchen cabinets all updated recently. The open floor plan boasts a total 1, 975SF with 1, 675SF of interior living space plus an additional 300 SqFt Florida Room, 3 bedrooms 2 bathrooms with an oversized 520SF 2+ car garage. This location is in the most coveted area of Pinellas County, on McKay Creek, where the waterways lead to the Intracoastal Waterway and Gulf of Mexico. This residence is a retreat and sanctuary to many types of birds, manatees and dolphin sightings as well as great fishing right off you very own dock! You'll love all the various outdoor areas designed for enjoyment and relaxation with multiple decks and sitting areas surrounding the home and plenty of mature trees to shade the yard. There's a new dock too! Nature lovers you'll have to see this one to understand how unique and special this home truly is. This is one of a kind home that can only serve ones need as a refuge or retreat. . . It's paradise awaiting it's new owners!
Note: The Cul De Sac lot with a circular driveway which can hold up to 6 or more cars. All updated well done Kitchen and Bathrooms, the flooring is wood laminate and tiled throughout. Located only ten minutes from the world famous beaches and all the best dining and golf country clubs, close to both airports, Tampa Bay sports teams and more! New Roof 2014, AC 2019, Seawall 2003 lot is extra large and private at 17, 520SF surrounded by Mckay Creek waterway.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $613 | $613 | $613 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,229 | $4,121 | $5,229 |
Total Monthly Payment | $4,934 | $4,826 | $5,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.