3124 Phoenix AVENUE, Oldsmar, FL, 34677 | $1,045,000

Under contract-accepting backup offers. WATERFRONT DREAM HOME ON OLD TAMPA BAY! Come enjoy the Florida Lifestyle in this Key West Style Home featuring a fabulous newer SWIMMING POOL AND PRIVATE DOCK with 7000 lb Boat Lift and Floating Dock for all your water toys. This beautiful home has great curb appeal and features a huge front yard and circular driveway with two separate garages and plenty of parking and storage. Let's enter through the front covered patio that heads into the foyer, off to the right is the Office/Laundry Room and a half bath for guest, the Kitchen has loads of cabinets, walk-in pantry, granite countertops, stainless appliances and a snack bar. Ahead is the open Dining Room and Living Room featuring hardwood floors throughout and a focal wall of weathered wood for a nice backdrop for your TV and bonus there's a Wood Burning Fireplace that you'll enjoy on cooler days. If you like space then you are going to LOVE this PRIMARY SUITE with room for your biggest bed and so much more! There is room to add your own private workout space and talk about a MASTER BATH that features a stand-alone tub with beautiful stone accent wall, glass shower with bench, double sinks and two walk-in closets. Finishing the interior of the home are two secondary bedrooms, each with their own private baths. Let's head out to the back patio that will be your favorite place to enjoy your morning coffee or evening dinner, the patio extends the entire length of the house and is fully screened in so there is room to host your Super Bowl Party! Let's head down to the Swimming Pool that features a built in Sun Deck to cool off on warmer days ahead and plenty of undercover area on the patio. Ready to head out for some fishing in the Bay? There's nothing better than dropping your boat right in the water from your own backyard and catching the evening sunsets cruising on the Bay. Talk about space. . . . let's check out the downstairs that provides so many different opportunities for the person who has cars to store or runs a business from home or a hobby that requires room. The garage doors are hurricane proof and the garage extends from the front to the rear for easy access for your boating and outdoor needs. Oldsmar is a quaint small town with that boast beautiful park venues for outdoor events and concerts, playgrounds, schools, restaurants, shopping and just a short drive to Tampa International Airport and Clearwater/St. Pete Airport and some of Florida's BEST BEACHES! IT'S NOT JUST A HOME. . . BUT A LIFESTYLE!! Call to see this home today!


  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Lot Size: 73 x 198
  • Laundry: Inside
  • Style: Key West
  • Year Built: 2001
  • Garage: 3-car Bath In Garage, Driveway, Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,600
  • Acreage: 0.41
  • Lot Size: 73 x 198
  • Est. Taxes: $7,044
  • Lot Desc: Flood Insurance Required, Landscaped
  • View: Pool, Water
  • Elem. School: Oldsmar Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pool: Gunite, In Ground
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: T3499740
  • Days on Market: 109 days
  • Website: https://www.raveis.com
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2024 11:32:07 PM)
Listing courtesy of KELLER WILLIAMS TAMPA PROP.   Phone: 813-264-7754

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953



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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance



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3124 Phoenix AVENUE, Oldsmar, FL, 34677


Customer Service

William Raveis Real Estate

Phone: 888.699.8876


Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300


NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $836,000 $836,000 $836,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.875% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.903% 7.014% 7.041%
Monthly Tax Payment $587 $587 $587
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,703 $5,492 $7,456
Total Monthly Payment $6,415 $6,204 $8,168

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.