Welcome home to unique luxury in Starkey Ranch, the #1 Master Planned Community in Tampa Bay. This spacious 3, 548 sq ft 5 bedroom 4 bathroom Homes by WestBay Virginia Park home offers privacy, convenience, and a spa like pool retreat. Approaching the home you will be met with the meticulously maintained exterior and conservation lot. Walking through the front door you will find an abundance of natural light flowing through from the 6 panel slider door complete with gorgeous views of natural Florida beauty and an oversized custom pool area with a full panoramic screen, wrought iron narrow-picket fence, upgraded pet turf and privacy landscaping. A custom outdoor kitchen with built-in icemaker, beverage fridge, and sink is the perfect place to entertain poolside. To your right is an office with modern French double doors that may also serve as a quiet den or formal dining room. Proceed into the upgraded, bright kitchen and great room where you can look forward to hosting family and friends in a spacious, yet cozy open living space. The large gourmet kitchen features GE Profile appliances, a wine fridge, and refrigerator with a built in Keurig. Off the great room is a discreet, yet convenient full bathroom with window paneled door leading to the pool area. An additional bedroom is tucked away behind the stairs, perfect as a guest retreat or additional home office, including a large closet under the stairs. Upstairs, the luxurious primary retreat features a double door entry, walk-in closet off of the en-suite bathroom with a huge walk in shower and dual sink vanity with a cosmetic space in between. There are 3 additional upstairs bedrooms with 2 full bathrooms, a "Jack and Jill" between 2 bedrooms and another close to the 4th bedroom, which is situated next to the oversized laundry room. Finally, enjoy some game time or relaxation in the oversized loft complete with view of the conservation and back yard. The home also offers in-lawn irrigation, 2 AC units, a tankless water heater, and a water softener. The community of Starkey Ranch is eco friendly and nature focused, with miles of trails, 3 community pools, 4 parks with playgrounds, an outdoor sports complex, daycare, public library, and new Starkey Ranch K-8 Magnet school, plus fun activities for all ages sponsored through the neighborhood, you'll soon be elated that you chose Starkey Ranch as your new home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $898,400 | $898,400 | $898,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 6.851% | 6.915% |
Monthly Tax Payment | $624 | $624 | $624 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,053 | $5,827 | $7,950 |
Total Monthly Payment | $6,802 | $6,576 | $8,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.