Presented byLeena Krook |
New to the market. Introducing 12 Harcourt Ave. , this property nestled in the heart of Smithtown. Step inside this three-bedroom ranch and be greeted by a spacious eat-in kitchen, perfect for culinary enthusiasts and gatherings with loved ones. Plus an over sized Living room. One of the highlights of this exceptional listing is the full-size basement, providing endless opportunities for customization and additional living space. Whether it's transforming it into a cozy family room, a home gym, or a creative haven, the possibilities are limitless. To add to its allure, 12 Harcourt Ave. boasts a one-car garage, ensuring convenience and protection for your vehicle. The home also features a quarter-acre property that is level. It provides ample space for outdoor activities, gardening, or simply enjoying the serene surroundings. With its size and levelness, it offers endless possibilities for creating your own backyard oasis. Situated in proximity to the Railroad, restaurants, and shopping destinations, this home offers the ultimate in convenience and accessibility. Embrace a lifestyle where necessities and leisure are just moments away. Don't miss the chance to make 12 Harcourt Ave. your new sanctuary. Discover the perfect combination of style, functionality, and location. Welcome home.
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$509,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.685.1148
Leena.Krook@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,200 | $407,200 | $407,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $727 | $727 | $727 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,778 | $2,706 | $0 |
Total Monthly Payment | $3,597 | $3,525 | $819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.