Welcome to Pine Ridge At Palm Harbor which is a 55 plus community that allows one pet (with restrictions). This 2nd floor condo is a corner property and it’s in a NO FLOOD ZONE area. Located near various restaurants, entertainment, shopping, medical facilities, and public transportation. Approximately 15-30 minutes away from various beaches for instance Sunset, Honeymoon Island, Dunedin Causeway, and/or Clearwater. Ideal for your primary, vacation home, and/or rental property. The master bedroom contains a walk-in closet with access to the attic which has additional storage space along with a connected and renovated master bathroom. Has a storage room with a washer and dryer along with cabinets. Tile floors throughout the condo with the exception of both bedrooms which were carpeting but were recently removed and replaced with vinyl plank flooring in 2024. Attached to the living room, through the sliding glass doors, is a screened-in lanai which is perfect to let a fresh breeze in and enjoy the weather! HVAC unit was installed in 2021. Pine Ridge At Palm Harbor amenities offer a beautiful heated pool with a hot tub, clubhouse, shuffleboard court and paved walking paths for your enjoyment! One of the lowest HOA fees in the area which includes ground maintenance, exterior pest control, basic cable and internet service, exterior areas, water/sewer, and trash pickup. Don’t miss out on a great opportunity to own a sought after and desirable location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,146 | $1,117 | $1,417 |
Total Monthly Payment | $1,328 | $1,299 | $1,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.