Discover your dream home in the heart of East Rockaway, Long Island! This beautiful Cape-style residence seamlessly blends charm with modern convenience. Located a block away from the Long Island Rail Road, this home offers a quick commute to Penn Station, making it perfect for those who value both convenient and accessibility. Walking distance to local water front restaurants and shopping close by. Upon entering, you'll be welcomed by an inviting open floor plan, featuring a spacious dining room and living area - an ideal space for entertaining and large gatherings. With three bedrooms and two full baths, this home is designed for practical living. The first floor hosts a bedroom and a full bath, providing convenience and flexibility. Additionally, a versatile office nook can easily serve as an additional bedroom, workspace, or den. Journey upstairs to discover two well-appointed bedrooms, including the primary bedroom and a full bathroom. Ample storage space ensures you have room for all your belongings. Sunlight floods through the windows, creating a warm and inviting atmosphere throughout the home. Enjoy the beauty of natural light accentuating every corner. Practicality meets aesthetics with a sprinkler system for easy lawn maintenance. The property also boasts updated plumbing and electrical systems, ensuring peace of mind and a hassle-free living experience. Don't miss the opportunity to make this Cape-style residence your own. Experience the perfect blend of comfort, convenience, and modern living in East Rockaway!
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $784 | $784 | $784 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,433 | $3,344 | $4,246 |
Total Monthly Payment | $4,309 | $4,220 | $5,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.