The perfect rental or condo alternative! Located just down the road from the scenic Hudson River, this 1 bedroom cottage is the perfect choice if you are tired of renting and just want a place of your own! Enter to the front enclosed porch, kitchen, dining area, living room and then upstairs to the bedroom, bath and small storage/office room. Hardwood floors on first level. You won't find an awesome backyard like this with a condo! Level and totally fenced backyard with plenty of space for your backyard activities and room to run for all your four legged friends! Additional storage in shed. Low, low, amazingly low taxes $2823!! Enjoy the wonderful Hudson River sunsets, take a short stroll to Verplanck's Steamboat Dock, & end the day w/a great dinner or pizza at Verplanck's own Paradise Restaurant!Going to the NYC? Only 3 miles to the Cortlandt Metro North Train Station offering an easy 50 minute commute to Grand Central! Waiting for you to add your personal touches to make this your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,692 | $1,648 | $2,126 |
Total Monthly Payment | $2,002 | $1,958 | $2,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.