Stunning Waterfront Oasis and Coastal Elegance! Welcome to your dream home in Hernando Beach, boasting three stories of LUXURY LIVING. This three-bedroom, two-bath meticulously maintained gem features SOLID WOOD FLOORS and Bahama Shutters throughout, a NEW ROOF (2023), and NEW HURRICANE RATED WINDOWS (2023) Wired for a generator, Hurricane shutters on the front door, hurricane braces on garage doors this home ensures preparedness during any weather for peace of mind. Enjoy the allure of tropical curb appeal with a NEWLY SURFACED POOL (2022) surrounded by PALM TREES. The HEATED POOL, Floating Dock, 75ft of seawall with approximately a 4ft knee wall with solar lighting, 2 FISH CLEANING STATIONS, a VINYL FENCED backyard with solar-lit toppers and an exterior shower on the lanai invite you to relish waterfront living. On the main living you will find an open living room seamlessly connects to a SCREENED LANAI overlooking the water which can also be view from the open Kitchen which is a culinary delight with stainless steel appliances, GRANITE countertops, and a walk-in pantry. The spacious dining room flows seamlessly into the family room with a TRIPLE SLIDER to a screened porch, providing a perfect setting for relaxation. The primary suite on the THIRD FLOOR treats you to a WET BAR/COFFEE BAR, FRENCH DOORS leading to a covered balcony offering breathtaking non-obstructed view of the Gulf and Wildlife Preserve The primary bathroom features a jetted tub, walk-in shower, and double sinks, while a walk-in closet with ample storage, and motion lights to create convenience. Multiple staircases lead to the garage area, equipped for vehicle storage and space for kayaks, boats, paddleboards, and more, with EPOXY FLOORS adding a touch of elegance. This home provides not only a haven of tranquility but also convenient access to restaurants, entertainment, and waterfront activities. Immerse yourself in the beauty and waterfront lifestyle of Hernando Beach - your tropical paradise awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$730,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $584,000 | $584,000 | $584,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $625 | $625 | $625 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,984 | $3,935 | $5,007 |
Total Monthly Payment | $4,701 | $4,652 | $5,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.