3415 Croaker DRIVE, Hernando Beach, FL, 34607 | $730,000

Stunning Waterfront Oasis and Coastal Elegance! Welcome to your dream home in Hernando Beach, boasting three stories of LUXURY LIVING. This three-bedroom, two-bath meticulously maintained gem features SOLID WOOD FLOORS and Bahama Shutters throughout, a NEW ROOF (2023), and NEW HURRICANE RATED WINDOWS (2023) Wired for a generator, Hurricane shutters on the front door, hurricane braces on garage doors this home ensures preparedness during any weather for peace of mind. Enjoy the allure of tropical curb appeal with a NEWLY SURFACED POOL (2022) surrounded by PALM TREES. The HEATED POOL, Floating Dock, 75ft of seawall with approximately a 4ft knee wall with solar lighting, 2 FISH CLEANING STATIONS, a VINYL FENCED backyard with solar-lit toppers and an exterior shower on the lanai invite you to relish waterfront living. On the main living you will find an open living room seamlessly connects to a SCREENED LANAI overlooking the water which can also be view from the open Kitchen which is a culinary delight with stainless steel appliances, GRANITE countertops, and a walk-in pantry. The spacious dining room flows seamlessly into the family room with a TRIPLE SLIDER to a screened porch, providing a perfect setting for relaxation. The primary suite on the THIRD FLOOR treats you to a WET BAR/COFFEE BAR, FRENCH DOORS leading to a covered balcony offering breathtaking non-obstructed view of the Gulf and Wildlife Preserve The primary bathroom features a jetted tub, walk-in shower, and double sinks, while a walk-in closet with ample storage, and motion lights to create convenience. Multiple staircases lead to the garage area, equipped for vehicle storage and space for kayaks, boats, paddleboards, and more, with EPOXY FLOORS adding a touch of elegance. This home provides not only a haven of tranquility but also convenient access to restaurants, entertainment, and waterfront activities. Immerse yourself in the beauty and waterfront lifestyle of Hernando Beach - your tropical paradise awaits!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Coastal
  • Year Built: 2002
  • Garage: 4-car Driveway, Garage Door Opener, Ground Level, Oversized
  • Heating: Central
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,050
  • Acreage: 0.17
  • Est. Taxes: $7,503
  • HOA Fee: $265 Annually
  • Lot Desc: Landscaped, Level, Near Marina, Street Dead-End
  • View: Water
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pool: Gunite, Heated, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Wine Refrigerator
  • MLS#: T3498689
  • Days on Market: 87 days
  • Website: https://www.raveis.com
    /prop/T3498689/3415croakerdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/11/2024 8:32:11 AM)
Listing courtesy of PEOPLE'S TRUST REALTY   Phone: 727-946-0904

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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3415 Croaker DRIVE, Hernando Beach, FL, 34607

$730,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $584,000 $584,000 $584,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.538%
Monthly Tax Payment $625 $625 $625
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,984 $3,935 $5,007
Total Monthly Payment $4,701 $4,652 $5,724

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.