We saved You a spot on a lake in Florida !Steps from the Ocala National Forest and the famous Mill Dam Lake You will find this nearly new Champion Home with a small shed ready to live a peaceful life. A chain of lakes and wildlife is abundant here. Occupy or Rental as this is a vacation destination for Eco Tourism and snowbirds rent or own here all around. Start a channel with the beautiful sounds surrounding this property or build a nature fortress. Some properties in this area have a slab and rent out RV spots. Options are endless. In the Forest but steps from HWY 40 which takes You to Ormond Beach or the West Coast. Shopping and Doctors only 2 miles away. Get ready to go Wild with this different way of life. The septic has a recently raised drain field and the water coming out of the well is clear and delicious. This area is growing with improvements to HWY 40 imminent and a trail is in the works that will reach all the way to Barberville. Highest Electric bill in the summer was $ 145 Wow that's low compared to other areas! You will have a lake front view to this real Florida 11-acre Lake Virginia and Sandhill cranes at Your doorstep. May qualify USDA or FHA check with Your agent. Now priced at market value. This is NOT in a FEMA nor County Flood Zone.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $154,000 | $154,000 | $154,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $17 | $17 | $17 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,051 | $1,038 | $1,320 |
Total Monthly Payment | $1,143 | $1,130 | $1,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.