THIS COMMUNITY IS FHA AND VA ELIGIBLE! When you think of living in the Sunshine State, this furnished villa is what comes to mind. You can fly into any one of three nearby airports. Enjoy the sunshine and puffy clouds as you drive to Villa #173 in Gulf Cove Point. Pull up onto one of the two private parking pads. Turn the front door key and voilà - “home sweet home”, where you receive maintenance-free living along with some of the lowest HOA fees ($209 per month) in southwest Florida. When you step over the threshold into this thoughtfully appointed pied-à-terre, expect to be wowed. The new owner can expect to move in and start living the Florida lifestyle immediately. The flooring has been converted to 18-inch ceramic tile on-the-diagonal. Wood trim adorns every doorway and baseboard. The bi-fold closet and pantry doors are wood. The kitchen was remodeled with all-wood cabinets, plate slats, granite countertops, tear-drop pendant lights, stainless steel sink and appliances. The former lanai was converted into a bonus room featuring recessed lighting, a sea turtle stain-glass window, and impact sliding glass doors which lead to the rear patio. Both bathrooms received a makeover and now meld seamlessly with the other rooms. Imagine yourself enjoying your espresso on the front patio as the sun rises in the east. In the cool of the evening, the welcomed breeze flows over the Sioux Waterway and across the community, so you can comfortably stroll the private roads with a new friend or with Fido. This tranquil tropical neighborhood is unique with its peninsular design affording one way in, which is the same way out. There’s no through traffic. Recreational activities abound in the area from hiking trails, to blueways, to beaches and farmers’ markets. Come and take a look! We think you will not be disappointed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$213,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $170,400 | $170,400 | $170,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,162 | $1,148 | $1,461 |
Total Monthly Payment | $1,441 | $1,427 | $1,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.