13100 S Mccall ROAD, #173, Port Charlotte, FL, 33981 | $213,000

THIS COMMUNITY IS FHA AND VA ELIGIBLE! When you think of living in the Sunshine State, this furnished villa is what comes to mind. You can fly into any one of three nearby airports. Enjoy the sunshine and puffy clouds as you drive to Villa #173 in Gulf Cove Point. Pull up onto one of the two private parking pads. Turn the front door key and voilà - “home sweet home”, where you receive maintenance-free living along with some of the lowest HOA fees ($209 per month) in southwest Florida. When you step over the threshold into this thoughtfully appointed pied-à-terre, expect to be wowed. The new owner can expect to move in and start living the Florida lifestyle immediately. The flooring has been converted to 18-inch ceramic tile on-the-diagonal. Wood trim adorns every doorway and baseboard. The bi-fold closet and pantry doors are wood. The kitchen was remodeled with all-wood cabinets, plate slats, granite countertops, tear-drop pendant lights, stainless steel sink and appliances. The former lanai was converted into a bonus room featuring recessed lighting, a sea turtle stain-glass window, and impact sliding glass doors which lead to the rear patio. Both bathrooms received a makeover and now meld seamlessly with the other rooms. Imagine yourself enjoying your espresso on the front patio as the sun rises in the east. In the cool of the evening, the welcomed breeze flows over the Sioux Waterway and across the community, so you can comfortably stroll the private roads with a new friend or with Fido. This tranquil tropical neighborhood is unique with its peninsular design affording one way in, which is the same way out. There’s no through traffic. Recreational activities abound in the area from hiking trails, to blueways, to beaches and farmers’ markets. Come and take a look! We think you will not be disappointed.

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 1984
  • Heating: Central, Electric
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 892
  • Acreage: 0.08
  • Est. Taxes: $2,451
  • HOA Fee: $625 Quarterly
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4596497
  • Days on Market: 118 days
  • Website: https://www.raveis.com
    /prop/A4596497/13100smccallroad_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/10/2024 4:47:09 PM)
Listing courtesy of BLAKELEY & ASSOCIATES REALTY   Phone: 941-567-3100

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13100 S Mccall ROAD, #173, Port Charlotte, FL, 33981

$213,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $170,400 $170,400 $170,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.932% 7.282% 6.498%
Monthly Tax Payment $204 $204 $204
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,162 $1,148 $1,461
Total Monthly Payment $1,441 $1,427 $1,740

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.