Terrific opportunity has arrived to the market for sale, Amazing spacious single family, home has an original design structure in need of TLC, bring your dreams, wishes and desire to shine once again endless potential to this little treasure. The first level offers a comfortable size living room with a high ceiling, formal dining room and a large kitchen filled with natural lights. Second level has three spacious bedrooms each including their own closets, Full Bathroom. There is also a bonus room perfect for a home office, study room, walk-in closet or an additional small bedroom. The home also features a New Roof installed in 2021, full unfinished basement with stone foundation, New Oil Tank, and hot water heater. Easily accessible to parks, schools, shopping and MTA transportation and a short distance to the famous Little Italy Market, Bronx Zoo, Botanical Gardens, Fordham University and much more. Now is the time to have your own home with this great market value $$ offering today!
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Our Executive Mortgage Banker:
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $216 | $216 | $216 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,450 | $2,387 | $3,029 |
Total Monthly Payment | $2,741 | $2,678 | $3,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.