Welcome to your modern retreat in Cape Coral! This 3 bed, 2 bath gem is perfect for those seeking to fully immerse in the Florida lifestyle. Step outside to discover your own oasis - a spacious lanai and a glistening private pool and spa. Nestled along a canal, this home features a private dock, and covered boat lift (7, 000 lb capacity), providing you with the opportunity to embark on aquatic adventures right from your own backyard. The lush, mature landscaping and fenced in backyard enhance your already stunning outdoor space, creating a private tropical paradise. The generously sized air-conditioned sunroom is the perfect place to read a good book or savor your morning coffee. With no HOA or rental restrictions, this property offers you the freedom to make it truly your own. The best part? This home sits comfortably in a rare X flood zone as well as a 2021 roof, providing peace of mind and potential savings on insurance. Enjoy the added convenience of being just minutes away from shopping, dining, and parks, elevating your daily lifestyle. Don't miss out on the opportunity to own a slice of paradise! SELLER IS OFFERING A $5, 000 CREDIT TO THE BUYER AT CLOSING FOR AN UPGRADED HVAC!
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Our Executive Mortgage Banker:
Our Insurance Division:
$540,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $576 | $576 | $576 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,947 | $2,871 | $3,643 |
Total Monthly Payment | $3,615 | $3,539 | $4,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.