Presented byRoland Salillari |
Welcome to your island oasis located on St Augustine Beach-voted one of the best beaches in Florida. The beautiful Ocean Villas Condominium property provides a relaxing beach lifestyle with private beach access via a ramp and no stairs for piece of mind when you have a beach tote/cart and other beach necessities. Take advantage of the large beachside "walk-in" pool that is perfect for kids and those needing special assistance access. The second pool which is heated during the winter and early spring months is surrounded by a tranquil lagoon setting. The condo is an end unit with additional square footage providing extra windows for bright natural lighting. The updated kitchen boasts stainless appliances, loads of cabinet storage and counter space perfect for a second home or rental. The unit has been re-piped. The AC was replaced in 2018. Ocean Villas is located conveniently to shopping and dining venues and is only a short drive to the Historic St Augustine Downtown District. The laundry/storage room provides that extra space for beach toys and bikes. Buyers should verify all measurements.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
Sales Associate
William Raveis Real Estate
Phone: 857.260.0040
Roland.Salillari@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $545 | $545 | $545 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,957 | $3,855 | $4,891 |
Total Monthly Payment | $4,594 | $4,492 | $5,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.