Located in the premier 55+ gated community of Saddlebag Lake Resort, this 2/2 manufactured home comes partially furnished. Upgrades include beautiful Pergo laminate flooring throughout the main living areas for ease of cleaning, and a new whole house generator that runs on gas or propane and can power the entire house, for peace of mind in any kind of weather. The kitchen comes with a glass top stove (4 yrs. old) refrigerator, dishwasher and microwave (1 yr. old). A brand new dining table and chairs graces the dining room, where you will also find a built-in china cabinet. The living room furniture boasts a couch with electric recliners on both ends (1 yr. old). The exterior of the home also has many extras, including a two-car carport, a full-length covered walkway and a full-width relaxing screened porch. The low HOA includes your water, sewer and garbage pick-up, plus use of all the amenities, such as a clubhouse where you can participate in planned activities, a crystal clear community pool, screen enclosed hot tub, professional grade covered shuffleboard courts, tennis and pickle ball courts, and horse shoe pits, not to mention a rec room where you can play a friendly game of pool, use the fitness equipment or unwind in the sauna. Go boating and fishing in Saddlebag Lake, bask in the sun on the beach, or reserve the beach house for private parties. The resort is pet friendly, and there is a dog park just across from the driving range near the back of the community. Other perks in the resort include a post office and library. What are you waiting for? Call now for your private tour before this beauty is gone!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $182,400 | $182,400 | $182,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $61 | $61 | $61 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,244 | $1,212 | $1,564 |
Total Monthly Payment | $1,380 | $1,348 | $1,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.