One or more photo(s) has been virtually staged. ***N E W P R I C E!!! *** GATED, ACTIVE 55+ in Victoria Gardens, Deland, Florida. Originally built in 2004 but when it changed owners it went through a C O M P L E T E REMODEL in 2021. THE LOCATION within the 'Gardens' is picturesque. You have the benefit of being in the part of the neighborhood with old growth trees, on one of the biggest lots that back up to a private wooded conservation area. UPDATED HUGE Screen Enclosed rear yard. (NO, there was NEVER a pool. The possibilities are endless. ) This is a 3 Bedroom, 2 1/2 Bath, with Den HOME - Split Plan. Check out the Virtual Staging photos for inspiration.
THE HOA INCLUDES LAWN MAINTENANCE, CABLE TV, HIGH SPEED INTERNET, Reclaimed water for IRRIGATION, and the CLUBHOUSE that was JUST Renovated in 2024!!. The RESORT atmosphere includes Huge POOL, Hot Tub, Restaurant, Ballroom, Billiards, Library, FITNESS CENTER. , CLAY Tennis Courts, PICKELBALL and SO MUCH MORE!! Here's a LIST of what has been UPDATED: CUSTOM Double Front Doors with Privacy Glass, BEAUTIFUL ROOF, TWO A/C's inside and out - Dual Zoned, Exterior Paint, Interior Paint, ALL New Flooring inside and out - NO CARPETS. Gorgeous WOOD flooring with 5 1/4" Baseboard, Crown Moulding (Even double Crown in the raised ceiling areas). PLANTATION SHUTTERS on EVERY window that have split functions so you can close the lower half and still have light in the room with the top vents open. FULLY CUSTOM KITCHEN with Stunning Quartz countertops, 42" high wall cabinetry with crown moulding and Under cabinet lighting; EVERY BASE Cabinet has DOUBLE, full extension PULL OUT TRAYS; Pots and Pans Drawers, Corner Base and Corner Wall cabinet has Lazy Susan's; Gorgeous Stainless Steel appliances with 5 burner GAS cooktop with Exhaust hood above, Refrigerator, Dishwasher, Wall Microwave and Convection Wall Oven, Stainless Steel Apron Front Sink with surface button for Disposal, Double waste/recycling bin on Custom made Island with bar seating and "XX" end panels. Custom Coffee Bar in the Eat-In Kitchen with Lighted Glass Cabinetry above, Live Edge Wood countertop and tons of storage below with Pull out trays in the side base cabinets and 3 deep drawers. Big Closet Pantry. The Primary Suite is on the left side of the home. It was built with wide pocket doorways for accessibility should that level of care be needed. There is a Den at the front of the home. The Master Bath that has been completely updated from top to bottom. All new Cabinets, Granite Countertops, under mount sinks, faucets, mirrors, lighting, Comfort height toilets (in all 3 bathrooms), Tile flooring continues into the 'zero-entry' shower with double glass doors, double shower heads (One has hand-held option) with multiple shelves and a seat. Tall counter heights with lots of storage below and a linen closet nearby. The Primary Bedroom Hallway leads to TWO generous walk-in closets and then leads to your HUGE Primary Bedroom with a Bay of window overlooking the trees and sliding glass doors (1 of 3 sets) that opens onto the covered Back Patio and screen enclosed garden. The bedroom is large enough to fit your big furniture pieces and still have room for a sitting area. There is a Powder Bath off the Foyer leading towards the GREAT Room. The Guest hallway leads to two bedrooms, Full Bath, Inside Laundry and Two Car Garage with Ramp to home. THIS Is what you've been looking for! Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $606 | $606 | $606 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,164 | $4,014 |
Total Monthly Payment | $3,945 | $3,862 | $4,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.