***PRICE REDUCTION***You will love coming home to this two bedroom, two bath renovated condo and enjoy life with maintenance free living in this end unit. The large florida / sunroom has many windows that make this home bright and full of light. This desirable second floor home is in the beautiful waterfront community of Gulf Harbors Condominiums. The community sits on the North Channel of Gulf Harbors, take a boat out to the open waters of the Gulf of Mexico. This condo is located on a quite corner near the back next to a cul-de-sac so very little traffic yet a short walk over to the water (next building over) or to one of the communities 2 pools. Enjoy hosting your friends and family in this 2 bedroom, 2 bath that also has an separate room that could make another smaller bedroom or the perfect home office with a walk in closet. The bright kitchen is perfectly ready for you to use. The dining area right off the kitchen is a perfect spot for game night. The comfortable living room overlooks the huge sunroom. This flexible Florida room is ready for you to enjoy your morning coffee or relax and read a great book or make it a perfect formal dining area. It could even hold a bed to host more guests. The two bathrooms have updated vanities, new toilets and the electrical panel was recently replaced. The guest bath has a walk in shower enclosure, and the primary has a shower tub combo. In your primary suite you will enjoy a spacious room, a walk in closet, and glass door access to your bonus room that makes the perfect home office or smaller quest bedroom with a walk in closet. Outside, there is ample parking with a reserved covered carport and open parking, and additional exterior storage closet. The community features so much to do like take a swim in one of the two pools (one is heated), two clubhouses, billiards and card room, and meet new friends at the bocce ball or shuffleboard court. Go down to the waterfront and watch the wildlife, enjoy the sunset, or take a stroll on the private beach. Take advantage of a private beach with a memberships at the Gulf Harbors Beach Club for $200/year including cabanas and grills and beautiful views on 1 /4 mile of white sandy beach located right on the Gulf of Mexico. Your community is close to convenient shopping and restaurants. Just a few block away from Southgate Shopping Center with Publix, TJ Maxi, Burlington, Big Lots, Restaurants and more or enjoy an evening out in downtown New Port Richey which boast several restaurants, local breweries, specialty shops or enjoy live music at Sim's Park. Downtown NPR is only 2 miles away and always has sometime special going on. You will also be located near golf courses, beaches, and a quick drive south to Tarpon Springs' famous Sponge Docks. The drive to Tampa is less than a hours drive, where you can enjoy professional sporting events, tourist attractions, and a quick trip to the airport (only 22 miles away). The monthly fee includes cable, internet, water, sewer, building insurance, trash, grounds maintenance, exterior maintenance, two pools, two clubhouses, assigned covered parking, escrow reserves, security, and manager. The Condo Association is not age restricted and rentals are allowed after one year of ownership. Come enjoy true Florida living at it's finest! Hurry before it is gone. Seller is very MOTIVATED!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $114,400 | $114,400 | $114,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $780 | $771 | $981 |
Total Monthly Payment | $993 | $984 | $1,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.