Enjoy downtown living in this charming historic Victorian 110-year-old home in the nation's oldest city, featuring expansive living and dining rooms, and high ceilings that reflect the architectural heritage of St Augustine. The lot measures 104 by 140 feet and by city standards is quite spacious. This size allows for potential additions to the existing home, a garage, landscaping, and outdoor amenities while maintaining a comfortable distance from neighboring properties. CL1 Zoning allows for a choice of low-intensity commercial choices. You're a hop, skip and jump from Flagler College, churches, and the old city's historic district. All of the bedrooms are on the 2nd level but the house has an elevator installed. None of the bedrooms are en suite. However, any of the bedrooms could be called the master. The southernmost bedroom has a 10 by 16 extension which could be used as an office or a quiet space for reading. Parking space in downtown St Augustine is at a premium. There are entrances to the property from La Quinta Place and an alley in the back. This is an ideal situation for many businesses as allowed by CL1 Zoning.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $798,800 | $798,800 | $798,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.903% | 7.014% | 7.041% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,449 | $5,248 | $7,124 |
Total Monthly Payment | $5,882 | $5,681 | $7,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.