4799 Independence DRIVE, Bradenton, FL, 34210 | $290,000

LOWEST PRICED CONDO per square foot in the entire community!! ENHANCE YOUR LIVING EXPERIENCE with captivating LAGOON AND PEEK-A-BAY VIEWS! This remodeled corner condo offers unparalleled convenience, nestled between the bay, park, clubhouse, and amenities in a welcoming and vibrant bayfront community. NO INCREASE IN 2024 DUES, NO SPECIAL ASSESSMENTS & STRONG FINANCIALS! Whether you're seeking a full-time residence, a seasonal getaway, or a lucrative rental opportunity, this property is your ticket to paradise. IMMERSE YOURSELF in the heart of this amazing community, where coastal breezes and breathtaking sunset skies become a part of your daily life. The thoughtful upgrades include 2020 impact windows (excluding lanai), stylish plank flooring, a new water heater, and modern Maytag washer and dryer. You will appreciate the tray ceiling, updated window treatments, and exterior storage—all added in 2020. The condo boasts new light fixtures and ceiling fans with remotes, freshly painted interiors (2020), a roof installed in 2019, and updated bathroom vanities in 2020. THIS SPACIOUS CONDO is designed for both everyday living and entertaining. A gracious great room welcomes you, leading to an air-conditioned lanai for additional comfort. Two generously sized bedrooms and bathrooms are privately situated off the hallway, offering ample storage space for you, your family, and guests. The fully equipped kitchen features raised panel cabinetry, a tray ceiling, a convenient breakfast bar, and a handy closet pantry. YOUR CONVENIENCE is further enhanced with an assigned carport right at your doorstep and abundant extra guest parking. Embrace a lifestyle where casual coastal living meets functionality in this updated corner condo. FOR BOATING ENTHUSIASTS, the option to secure a boat dock is available for a nominal one-time fee of $25. Although Mount Vernon is a pet-free community, service animals are warmly welcomed, and golf carts are permitted for those with medical needs. Seize the opportunity to embrace your dream life in the heart of paradise. NO INCREASE IN 2024 CONDO DUES! DUES COVER: Water, sewer, trash, recycle, pest control, cable with HD box, internet with router, exterior maintenance & repairs, landscape maintenance, and insurance (excluding flood). THE COMMUNITY SPANS nearly 90 acres of paradise along Sarasota Bay, offering a remodeled clubhouse; banquet room; game room; billiards; ping-pong; library and media center; solar heated pool; tennis, pickle-ball, shuffleboard, and bocce-ball courts; spa; sauna; workshop; chip and putting green; walking paths; butterfly garden; bayfront park; kayak launch and storage; bayside pavilion; lakeside gazebo; bird sanctuary; tidal pond; wonderful Florida wildlife; many activities and socials! Right outside your door, you'll discover a variety of outdoor activities and a boater's haven, providing easy access to Sarasota Bay and Gulf of Mexico. It's time to start living like you’re on vacation! The Mt Vernon lifestyle knows no limits. PLUS, it's maintenance free and great value. Bedroom Closet Type: Built In Closet (Primary Bedroom).

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Fitness Center, Lobby Key Required, Maintenance, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: MOUNT VERNON PH 3
  • Year Built: 1979
  • Common Charge: $739 Monthly
  • Approx Sq. Feet: 1,525
  • Est. Taxes: $2,487
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4596143
  • Days on Market: 103 days
  • Website: https://www.raveis.com
    /prop/A4596143/4799independencedrive_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2024 2:51:53 AM)
Listing courtesy of WAGNER REALTY   Phone: 941-761-3100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4799 Independence DRIVE, Bradenton, FL, 34210

$290,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $232,000 $232,000 $232,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.538%
Monthly Tax Payment $207 $207 $207
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,583 $1,563 $1,989
Total Monthly Payment $1,865 $1,845 $2,271

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.