Experience the epitome of island living in this exceptional home nestled among million-dollar properties. Located in the sought-after Monte Cristo subdivision of Tierra Verde, this rare 2-bedroom, 2-bath single-story residence offered FULLY FURNISHED boasts a unique design that sets it apart. Constructed with quality in mind, this home features solid block construction, a stylish tile roof, and a distinctive side-loading 2-car garage. Numerous updates enhance the appeal of this property, including elegantly remodeled bathrooms and additional living spaces such as a family room and den adjacent to the kitchen. The interior showcases wood plank tile flooring in the living room, dining room, and kitchen, creating a seamless and stylish flow. The kitchen features solid wood maple custom cabinetry with pull-out shelving, complemented by gorgeous granite counters, high-end appliances, and a built-in office/desk area. A wall of sliders along the main living area and to the kitchen leads to a screened-in patio area, complete with a zen garden meditation area that seamlessly blends indoor and outdoor living. This light-filled residence offers an easy-living floor plan with ample windows that invite natural light. For those seeking a low-maintenance outdoor lifestyle, the property features a generous backyard, ready for your creative outdoor entertaining ideas. Tierra Verde stands as one of the most coveted communities in Tampa Bay, strategically positioned on the Pinellas Bayway between mainland St. Petersburg and the pristine Gulf Beaches. Enveloped by exceptional boating waters and breathtaking views, this island enclave offers an unparalleled lifestyle. With 11 outstanding restaurants, tennis courts, a playground, and a vibrant community, Tierra Verde becomes an ideal haven. Moreover, Tierra Verde serves as the gateway to Ft. DeSoto, unveiling miles of trails for walking, biking, running, or blading, along with award-winning pristine beaches and world-class kayaking. The newly constructed bridge leads to the Isla del Sol Yacht and Country Club, while historic Pass-a-Grille, St. Pete Beach, and an abundance of Gulf-front activities are just minutes away. For those seeking urban vibrancy, quick access to 275 brings downtown St. Petersburg is within a short drive. Conveniently, multiple airports, including TPA, PIE, and SPG, are easily accessible in the other direction. This presents a rare opportunity to claim a slice of the island paradise that is Tierra Verde.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,815 | $3,717 | $4,795 |
Total Monthly Payment | $4,140 | $4,042 | $5,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.