Presented byColin Garvey |
A Farmers Dream! 18 +/- acre farm w/ home, vineyard, barn & irrigation. Property currently has a 4/2 manufactured home in meticulous condition with metal roof, ugraded plywood floors/ceilings when built, front/rear deck w/ new sturdy awning, very well maintained electrical, plumbing, AC & septic. Farmland includes 3 acres of vineyards established previously & additional 12 acres of clean plowed dry land to rear of property plus 6'' high volume AG well for entire parcel/crop irrigation. Property has 4'' well that supplies water to current home as well has having 700' of piping to supply additonal homes/structures elsewhere on property if desired. There is a 30x60 insulated barn for crop storage w/ 12'' concrete foundation, 5'' insulated walls & power. Additonal power pole/septic to the rear of parcel where 2nd home used to be. Tractor w/ all attachments will convey as well as 6. 5kw generator. Active security system for home & barn. Listing agent MUST accompany all showings.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
Sales Associate
William Raveis Real Estate
Phone: 774.249.9448
Colin.Garvey@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.434% | 6.644% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,315 | $3,274 | $4,148 |
Total Monthly Payment | $3,464 | $3,423 | $4,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.