For anyone who has long been drawn to living on Florida's sandy white beaches, this is your dream come true! Located just steps from the pristine beaches of the Gulf of Mexico, this home is surrounded by a lovely seaside community on Treasure Island and just 20 minutes to downtown St. Pete. With meticulous finishes and updates completed by the owner (owned since 2013, ) you will be wowed by every single space making this indoor outdoor living compound a PERFECT "10"!! Always a coastal home and now renovated to fit its maritime setting with hurricane windows, 2018 garage addition, 2nd bedroom above garage with 1/2 bath, 1500 sqft private travertine patio with outdoor kitchen with sink, refrigerator, gas grill with rotisserie, built in gas fire pit, covered deck for outdoor dining, outdoor shower, tankless hot water heater, water softener and water purifier with reverse osmosis in kitchen. Retro refrigerator and gas stove by Northstar with combo convection and regular self-cleaning oven. The layout is perfect for 3 sleeping spaces for guests in the main house; one bedroom with walk -in cedar lined closet with shelves and drawers, a loft sleeping area (with pull out ladder access, fits two double beds) and a plenty of room for a pull out couch in the living room PLUS a loft bedroom space above the garage with a 1/2 bath inside on the garage level and an outdoor shower. Updated main house bath as well with marble bathroom counter and extra long and deep tub for soaking. The main house also has a great built in desk/ office space and inside washer and dryer hidden with a barn sliding door. FOUR off street parking spaces in addition to the small one car garage. Fenced yard and artificial turf. You can not find a better place to unwind, relax and live the dream with this colorful and informal seaside cottage. Nightly rental is allowed for this house so make it your perfect weekend getaway or an income producing vacation rental.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 6.989% | 6.936% |
Monthly Tax Payment | $398 | $398 | $398 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,198 | $6,044 | $8,141 |
Total Monthly Payment | $6,721 | $6,567 | $8,664 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.