279 Saugatuck Avenue, Westport (Saugatuck), CT, 06880 | $12,500,000

Spectacular direct waterfront estate offering unobstructed views of Long Island Sound. Marvel at sunrises over the water and watch wildlife, boating and aquatic activities from your private piece of paradise. Launch your boat and wave runners from the 20 ft. floating dock and join the fun. Enjoy complete privacy from the meticulously landscaped 1. 3 acres with a 168-foot seawall, 80-foot pier, and private beach. A heated pool /spa with expansive granite patios and multiple covered seating and dining areas provide the ultimate setting for waterside entertaining and relaxation. Front row seat to Westport's fireworks. No expense was spared in creating this 14 room custom manor house. Incredible attention to detail is evident throughout with its fine moldings, heated floors, onyx trimmed Art deco bar and glassed walled conservatory with forever views. The charming 2 bedroom cottage offers endless possibilities for guests or work from home office. This waterfront escape is just minutes to all the amenities that make Westport celebrated including Compo Beach, Longshore Club Park, Westport Country Playhouse, Levitt Pavilion, and Downtown Main Street Shopping and Restaurants. Please view the tour and video. Arriving through stone pillar gates along a heated driveway past a charming two bedroom guest house leading to the Belgian block motor court which welcomes you to the mansion perfectly sited on over one and a third acres capturing sweeping Long Island Sound views. Enjoy the stunning panorama of waterfront life from a screened porch and multiple covered sitting and dining areas, accessed from French doors from the principal rooms. The heated pool and spa with expansive granite patios has bar, grill and fire pit. Boating enthusiasts will appreciate the floating dock allowing direct water access from the backyard. Leaded glass windows frame the front door opening to an arched, raised paneled vestibule introducing the Grand Foyer with heated marble flooring, gracious curved stairway and ever changing water views from the elegant Living Room with fireplace and four sets of French doors. The adjacent Dining Room with marble inlay flooring and beautiful hand painted Venetian plaster walls also features French doors to the Screened Porch and covered patio. An over sized island in the chef worthy Kitchen allows for large scale food preparation or a spacious gathering spot for friends and family. Opening to the Kitchen/Island are the Family Room, with access to the Screened Porch, and the stunning Conservatory all with incredible water views. Retrieve a bottle from the temperature controlled wine room and enjoy beverage tastings at your fully equipped art deco "Whiskey Bar" before watching a movie in the specially designed Media Room. An adjacent Library/Office with fireplace is the perfect work from home spot if the magnificent views are not too distracting. Atop the grand stairway a raised paneled Sitting Room offers a relaxing spot to enjoy the water. Master bedroom Suite offers a private sanctuary, with its own Sitting Room, French doors to a private balcony, the Bedroom with tray ceiling and atrium door to the balcony. A luxurious marble trimmed Bath, double walk in closets and cedar closet complete the suite. Three additional ensuite Bedrooms reside on the second floor while the third floor features a Bonus/Exercise Room, full Bath and Sauna. It would also be an ideal playroom or 5th bedroom. In addition to offering the finest in design, materials and finishes this exceptional property enjoys all Westport amenities.

Features

  • Town: Westport
  • Rooms: 14
  • Bedrooms: 4
  • Baths: 5 full / 2 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1999
  • Garage: 3-car Attached Garage
  • Heating: Hot Air,Zoned
  • Cooling: Central Air
  • Basement: None
  • Above Grade Approx. Sq. Feet: 8,246
  • Acreage: 1.35
  • Est. Taxes: $91,172
  • Lot Desc: In Flood Zone,Water View,Level Lot,Fence - Full,Professionally Landscaped
  • Water Front: Yes
  • Elem. School: Kings Highway
  • Middle School: Bedford
  • High School: Staples
  • Pool: In Ground Pool,Spa,Heated,Gunite
  • Appliances: Oven/Range,Microwave,Subzero,Dishwasher,Washer,Dryer
  • MLS#: 170619534
  • Days on Market: 95 days
  • Website: https://www.raveis.com
    /eprop/170619534/279saugatuckavenue_westport_ct?source=qrflyer
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Listing courtesy of William Pitt Sotheby's Int'l

Room Information

Type DescriptionLevel
Bedroom 1 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 2 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 3 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 4 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 5 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 6 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 7 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 8 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 9 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 10 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 11 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 12 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 13 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 14 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 15 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 16 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 17 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 18 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 19 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 20 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 21 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 22 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 23 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 24 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 25 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 26 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 27 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 28 9 ft+ Ceilings,Full Bath,Hardwood FloorUpper
Bedroom 29 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 30 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 31 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 32 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 33 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 34 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 35 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 36 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 37 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 38 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 39 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 40 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 41 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 42 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Bedroom 43 9 ft+ Ceilings,Balcony/Deck,French Doors,Full Bath,Hardwood FloorUpper
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Dining Room 9 ft+ Ceilings,French Doors,Hardwood Floor,Marble FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Family Room 9 ft+ Ceilings,French Doors,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Kitchen 9 ft+ Ceilings,Island,Limestone FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Library 9 ft+ Ceilings,Book Shelves,Fireplace,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Living Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Media Room 9 ft+ Ceilings,Hardwood FloorMain
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Full Bath,Walk-In Closet,Hardwood FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Rec/Play Room Balcony/Deck,Full Bath,On 3rd FloorUpper
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain
Sun Room 9 ft+ Ceilings,Vaulted Ceiling,French Doors,Limestone FloorMain

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

279 Saugatuck Avenue, Westport (Saugatuck), CT, 06880

$12,500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $10,000,000 $10,000,000 $10,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.750% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.377% 6.851% 6.664%
Monthly Tax Payment $7,598 $7,598 $7,598
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $59,955 $64,860 $87,111
Total Monthly Payment $67,678 $72,583 $94,834

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.